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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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4805 Windrow Way , Panama City, FL 32404
$420,000
Est. Payment: $2,320.44/mo
4 Bed
3 Bath
2306 Sqft
0.16 Acres
Status: Active | Days on site: 20
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HPRLLC - B11279
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Harrison Lilly Team
Owner/Operator

House Description

MOTIVATED SELLER OFFERING $10,000 TOWARD BUYER CLOSING COSTS! An additional closing cost incentive may be available through the preferred lender, subject to borrower qualification and loan program terms. Enjoy beautiful sunsets over the lake behind this move-in-ready home in Titus Park. Built in 2024, this Victoria floor plan features 4 bedrooms, 2.5 bathrooms, and a bright, open layout on a perimeter lot with no neighbors directly behind the home. Freshly painted and ready for its next owner, this home includes a lawn irrigation system, window blinds, and a refrigerator. Matching vinyl plank flooring extends throughout the living areas and all bedrooms, creating a seamless, cohesive look. The kitchen features white cabinetry, quartz countertops, gold-tone fixtures and accents, and an island that opens to the living and dining areas. The living room features a tray ceiling, a fireplace, and an entertainment center--an inviting setting for movie nights or relaxing evenings at home. The primary suite includes a walk-in closet with custom shelving, a double vanity, a separate bathtub, and a glass-enclosed shower. Step outside to the spacious covered porch and take in the evening sky as the sun sets over the lake. Gutters and a lawn irrigation system add everyday convenience. Conveniently located near Highway 231, Highway 390, the recently opened Publix, and multiple restaurants and shopping options, with access to Tyndall Air Force Base. Beautiful lake-view sunsets, thoughtful upgrades, and immediate availability make this home a must-see. Schedule your private showing today!

Highlights

Listed by Ana M Aldana , 407-723-6929 Home Prime Realty , 727-859-6576. Bay County Association of REALTORS

Property Type

Condo/Townhome

Lot/Acreage
0.16

HOA Fee

150 Quarterly

Year Built

2024

County

Bay

Area

02 - Bay County - Central

Neighborhood

Titus Park

Listing ID

795556

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Electric Range, Electric Water Heater
Air Cond:Central Air
Fireplaces:
Floor:Plank,Vinyl
Other:
  • ▪ Additional:Smart Thermostat

Exterior Features

Lot:Paved
Lot Dimensions:65.0 ft x 110.0 ft
Roof:Shingle
Principal Interest
$2,320
Taxes
$309
HOA
$150

Home Price

$420,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$84,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,320.44

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,320.44 $308.83 $150.00 $2,779.27
Yearly $27,845.27 $3,705.91 $1,800.00 $33,351.18
Total $835,358.22 $111,177.30 $54,000.00 $1,000,535.52

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T05:07:46.000Z

© 2026 Bay County Association of REALTORS