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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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4774 Firefly Ln , Panama City, FL 32404
$335,000
Est. Payment: $1,850.83/mo
4 Bed
2 Bath
2129 Sqft
0.13 Acres
Status: Active | Days on site: 242
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BBB2 - B10916,B12245
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Harrison Lilly Team
Owner/Operator

House Description

Approved Short Sale. Close in 30 Days. Beautiful 4 Bedroom Home in Sought-After Titus Park! Welcome to your dream home in Titus Park-- one of Panama City's fastest-growing and most desirable communities! Built in 2021, this spacious 4 bedroom, 2 bathroom home offers nearly 2,100 sq. ft. of modern living space with an open-concept design perfect for both entertaining and everyday life. Prime Location: Just off Highway 231, you'll enjoy easy access to Tyndall Air Force Base (15 miles) and the sugar-white beaches of Panama City Beach (17 miles) Interior Highlights: Bright, open floor plan with natural light Modern kitchen with plenty of counter space Large primary suite with walk-in closet and private bath Three additional bedrooms which is ideal for family, guests, or a home office Additional Features: 2-Car Garage Covered Back Porch -- perfect for morning coffee or evening relaxation Fully Fenced Backyard -- great for pets and entertaining Access to a brand-new neighborhood pool & amenities New Publix shopping center right across the street, plus Starbucks and more just minutes away Value Flooring replacement has already been started. It will need some finishing to include some baseboards and trim as well as carpeting replacement in some bedrooms. This has been reflected latest price adjustment. Energy Savings: Solar panels already installed! Current owners enjoy power bills typically under $30/month (solar lease payment approx. $177/month, transferable to buyer upon qualification). Don't miss your chance to own this gem. Schedule your private showing today!

Highlights

Listed by Chris M Shelton , 850-896-2000 and Richard Miller , 850-527-6407 Beachy Beach Real Estate , 850-532-6262. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.13

HOA Fee

600 Annually

Year Built

2021

County

Bay

Area

02 - Bay County - Central

Neighborhood

Titus Park

Listing ID

784734

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Electric Cooktop, Electric Oven, Electric Range, Ice Maker
Air Cond:Central Air
Fireplaces:
Floor:Plank,Vinyl
Other:
  • ▪ Additional:Double Vanity, Smart Home, Separate Shower, Walk-In Closet(s)

Exterior Features

Lot:Paved
Lot Dimensions:50 X 110
Zoning:Resid Single Family
Roof:Composition,Shingle
Others:
  • ▪ Additional:Deck, Rain Gutters
Sewer:Public Sewer
Parking Features:Garage,Garage Door Opener
Principal Interest
$1,851
Taxes
$330
HOA
$600

Home Price

$335,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$67,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,850.83

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,850.83 $330.17 $600.00 $2,780.99
Yearly $22,209.92 $3,962.00 $7,200.00 $33,371.92
Total $666,297.63 $118,860.00 $216,000.00 $1,001,157.63

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:26:25.000Z

© 2026 Bay County Association of REALTORS