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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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4765 Rosemary St , Panama City, FL 32404
$450,000
Est. Payment: $2,282.32/mo
4 Bed
4 Bath
2797 Sqft
Status: active | Days on site: 29
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Home warranty offered and ask about a 4.99% rate buy down with 2-1 temp rate buy down with preferred lender. Welcome to Titus Park, one of Panama City's most desirable communities! This home showcases an exclusive floorplan you won't find often, complete with a versatile bonus suite perfect for a mother-in-law setup, home office, or private guest retreat. Inside, you'll find spacious open-concept living, a modern kitchen with sleek finishes, and abundant natural light throughout. The bonus suite provides flexibility for multigenerational living or extended stays, offering privacy while keeping everyone connected under one roof. The oversized 3-car garage is a dream for car enthusiasts, those needing extra storage, or anyone envisioning their own garage gym or hobby space. Enjoy access to the community pool, ideal for relaxing weekends or after-work swims. Just down the road, convenience abounds with a Publix shopping center featuring Starbucks, and exciting new additions, a McDonald's under construction and a Mexican restaurant coming soon, plus more local favorites nearby. Families love Titus Park for its proximity to North Bay Haven Charter School, while commuters and military personnel appreciate being only 14 miles to Tyndall Air Force Base and 6.9 miles to Gulf Coast Hospital. Experience the perfect blend of comfort, convenience, and community, all in the heart of Panama City's growing north side. Homes with this layout rarely come available, so schedule your private showing today!

Highlights

Listed by Morgan Benton , 850-851-5508 EXP Realty LLC , 888-883-8509. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.18

HOA Fee

162 Quarterly

Year Built

2021

County

Bay

Area

02 - Bay County - Central

Neighborhood

Titus Park

Listing ID

792443

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:4
  • Full Bathrooms:3
  • 1/2 Bathrooms:1
Appliances:Electric Oven, Water Purifier Owned
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • Additional:Double Vanity, Main Level Primary, Soaking Tub, Separate Shower

Exterior Features

Lot:Paved
Lot Dimensions:120 x 65
Sewer:Public Sewer
Principal Interest
$2,282
Taxes
$287
HOA
$162

Home Price

$450,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$90,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,282.32

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,282.32 $286.88 $162.00 $2,731.19
Yearly $27,387.78 $3,442.50 $1,944.00 $32,774.28
Total $821,633.43 $103,275.00 $58,320.00 $983,228.43

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS