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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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4407 Riparian Ln , Panama City, FL 32404
$289,900
Est. Payment: $1,470.32/mo
3 Bed
2 Bath
1270 Sqft
Status: active | Days on site: 109
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Welcome to 4407 Riparian Lane--where modern comfort meets effortless Panama City living in the desirable Titus Park community. This beautifully designed Aldridge floor plan offers 3 bedrooms and 2 bathrooms with a thoughtfully crafted split layout, providing both privacy and functionality. The spacious primary suite is a true retreat, featuring a large walk-in closet and an oversized bathroom complete with a double vanity--perfect for busy mornings or relaxing evenings at home. The heart of the home shines with granite countertops in both the kitchen and bathrooms, complemented by light, coastal-inspired flooring and an abundance of natural light streaming through the windows--creating a bright and airy feel throughout. Smart home features elevate the experience, including smart switches, a SkyBell doorbell, and a Qolsys touch panel that allows you to easily control lighting, temperature, and even your home's security system right from your fingertips. Step outside to a fully fenced backyard, ideal for kids, pets, and entertaining. The location is equally impressive--just a short walk to the nearby path leading to North Bay Haven Charter School, making school mornings simple and convenient. You'll also appreciate the close proximity to the neighborhood mailbox hub. Titus Park residents enjoy access to resort-style amenities, including a stunning community pool and a dog park. Plus, with Publix at Panama City Centre just minutes away along Highway 231--surrounded by restaurants and everyday conveniences--you'll have everything you need close to home. For those who love the coastal lifestyle, you're only about 3 miles from a public boat ramp, offering easy access to the bay for boating, fishing, and enjoying life on the water. This home truly blends style, technology, and location--ready for you to move in and start your next chapter. BUYER TO VERIFY ALL MEASUREMENTS, IF IMPORTANT.

Highlights

Listed by M. Ashley A Crawford , 850-628-5316 Counts Real Estate Group , 850-248-3615. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.13

HOA Fee

162 Quarterly

Year Built

2024

County

Bay

Area

02 - Bay County - Central

Neighborhood

Titus Park

Listing ID

788766

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Electric Range
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • Additional:Double Vanity, Main Level Primary, Smart Home, Tub Shower

Exterior Features

Lot Dimensions:50x110
Zoning:Resid Single Family
Roof:Shingle
Others:
  • Additional:Patio
Sewer:Public Sewer
Parking Features:Garage,Garage Door Opener
Principal Interest
$1,470
Taxes
$173
HOA
$162

Home Price

$289,900

Loan Details

30 yrs
6.529%

Down Payment

20%
$57,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,470.32

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,470.32 $172.67 $162.00 $1,804.98
Yearly $17,643.82 $2,072.00 $1,944.00 $21,659.82
Total $529,314.52 $62,160.00 $58,320.00 $649,794.52

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS