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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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138 Laird Cir , Panama City, FL 32408
$910,000
Est. Payment: $4,615.35/mo
6 Bed
3 Bath
4458 Sqft
Status: active | Days on site: 98
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

You've found it! Privately gated 1.19 acres, 6 bedrooms, 4,458sf, and no HOA on the east end of Panama City Beach. Located not far from the US Coast Guard Station, shopping and restaurants. This home is an easy golf cart ride to the white sandy beaches and emerald coast waters known as the Gulf of America. Enjoy the grand circular drive with parking for approximately 20 cars; extra-large front porch; single car detached garage; 75' heated lap pool; and an additional oversized 3 car garage/workshop/workout/game room. The mature trees and landscaping create a peaceful slice of paradise that you will treasure. Terrific as a professional retreat, family vacation home or residence. Recent property updates can be found in the MLS ''Documents'' tab. The interior of this home includes 6 bedrooms, office space, 2.5 bathrooms with a bonus comfort room near the mud room that includes a shower and sink. The kitchen and living room spaces are open and work naturally in combination with the back patio/pool deck. Perfect for entertaining a group of friends or a happy family. This home is equipped with a Generac whole home generator. Reach out to your favorite Realtor to set up a showing today!

Highlights

Listed by Daniel Hagen , 402-504-0401 LPT Realty LLC , 877-366-2213. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
1.19

Year Built

1988

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Thomas Drive Park U-3

Listing ID

789957

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:6
  • Bathrooms:3
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Appliances:Gas Range, Gas Water Heater, Plumbed For Ice Maker
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • Additional:Double Vanity, Sitting Area in Primary, Tub Shower, Walk-In Closet(s), Mud Room, Workshop

Exterior Features

Lot:Paved
Lot Dimensions:155x335
Zoning:Resid Single Family
Roof:Metal
Others:
  • Additional:Outdoor Shower
Parking Features:Circular Driveway,Electric Gate,Garage,Garage Door Opener,Gated,Paved
Principal Interest
$4,615
Taxes
$647

Home Price

$910,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$182,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,615.35

Principal

Taxes

Principal Taxes HOA Total
Monthly $4,615.35 $647.00 $0.00 $5,262.35
Yearly $55,384.18 $7,764.00 $0.00 $63,148.18
Total $1,661,525.39 $232,920.00 $0.00 $1,894,445.39

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS