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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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305 Wood Trl , Panama City, FL 32405
$615,000
Est. Payment: $3,397.79/mo
4 Bed
3 Bath
2840 Sqft
0.29 Acres
Status: Active | Days on site: 24
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Harrison Lilly Team
Owner/Operator

House Description

Timeless elegance meets refined modern design in this stunning 2,840 sq ft, 4 bed, 2.5 bath home. From its striking white German schmear exterior and manicured garden to its thoughtfully curated interior, every detail has been designed to create a home that feels both sophisticated and inviting. Inside, warm wood tones and crisp finishes create a welcoming atmosphere, while distinctive architectural details add character throughout. The living room makes an unforgettable impression with a dramatic floor-to-ceiling electric fireplace feature framed by custom built-in shelving, creating an elegant focal point for both everyday living and entertaining. The kitchen is truly the heart of the home, offering an impressive combination of style and functionality. Ample soft-close cabinetry, a spacious center island with bar seating, and luxurious waterfall quartz countertops provide plenty of storage, workspace, and room to gather. White appliances with sophisticated gold detailing complement the warm wood accents and elegant finishes. The primary suite offers a private retreat with a beautifully appointed ensuite bath featuring dual vanities, a spacious glass-enclosed walk-in shower, and a freestanding soaking tub. A generous walk-in closet provides abundant storage. Two additional bedrooms offer flexibility for guests, a home office, study, hobby room, or whatever best suits your lifestyle. A closed-in patio area provides additional living space and creates a comfortable setting for relaxing or entertaining. Combined with its sophisticated design, thoughtful upgrades, beautiful landscaping, and attention to detail, 305 Wood Trail is a truly distinctive home that seamlessly blends classic architectural charm with contemporary luxury.

Highlights

Listed by Dien and Andrew Group , 850-600-0605 Think Real Estate , 850-270-4200. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.29

HOA Fee

330 Annually

Year Built

1998

County

Bay

Area

02 - Bay County - Central

Neighborhood

The Woods Phase 3

Listing ID

794755

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Electric Range
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:Electric
Floor:Plank,Vinyl
Other:
  • ▪ Additional:Double Vanity, Soaking Tub, Separate Shower, Walk-In Closet(s)

Exterior Features

Lot:Paved
Lot Dimensions:105 x 120
Zoning:Resid Single Family
Others:
  • ▪ Additional:Patio
Sewer:Public Sewer
Principal Interest
$3,398
Taxes
$345
HOA
$330

Home Price

$615,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$123,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,397.79

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,397.79 $345.41 $330.00 $4,073.20
Yearly $40,773.44 $4,144.98 $3,960.00 $48,878.42
Total $1,223,203.11 $124,349.40 $118,800.00 $1,466,352.51

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T05:07:46.000Z

© 2026 Bay County Association of REALTORS