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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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8743 Thomas Dr Unit 423 , Panama City, FL 32408
$359,900
Est. Payment: $1,988.40/mo
1 Bed
2 Bath
740 Sqft
Status: Active | Days on site: 6
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Harrison Lilly Team
Owner/Operator

House Description

Rare opportunity at The Summit! Unit 423 is a comfortably updated 1-bedroom, 2-full private bath condo positioned on the quieter east side of the building, offering a more tranquil coastal setting and serene views. Sold fully furnished and rental ready, this turnkey residence blends comfort with exceptional convenience--ideal as a beach retreat, investment property, or short-term rental. The Summit offers a wide range of beachfront amenities designed for comfort, recreation, and convenience: • Two beachfront pools, including one seasonally heated pool • Two poolside hot tubs, two children's pools, and an indoor sauna • Exercise room, game room, shuffleboard, and lighted pickleball courts • On-site ice cream shop, gift shop, convenience store, and Bikini Bob's Grill & Bar The property is ideally situated near Panama City Beach attractions, dining, entertainment, and nightlife. Tootsie's Orchid Lounge is next door, with popular destinations such as Pirates Voyage Dinner & Show, Topgolf, and McGuire's Irish Pub nearby. All information is deemed reliable but not guaranteed. Buyer should verify any details that are important.

Highlights

Listed by David R Dees , 850-814-2613 Paradise Realty , 850-814-2613. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

2245 Quarterly

Year Built

1984

County

Bay

Area

03 - Bay County - Beach

Neighborhood

The Summit

Listing ID

793682

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:1
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Washer/Dryer Stacked, Electric Range, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • ▪ Additional:Tub Shower

Exterior Features

Lot:Paved
Lot Dimensions:0x0
Sewer:Public Sewer
Parking Features:Paved,Parking Lot,Gated
Principal Interest
$1,988
Taxes
$292
HOA
$2,245

Home Price

$359,900

Loan Details

30 yrs
7.374%

Down Payment

20%
$71,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,988.40

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,988.40 $292.31 $2,245.00 $4,525.71
Yearly $23,860.75 $3,507.73 $26,940.00 $54,308.48
Total $715,822.44 $105,231.90 $808,200.00 $1,629,254.34

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:26:25.000Z

© 2026 Bay County Association of REALTORS