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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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2226 Joan Ave Unit 4 , Panama City Beach, FL 32408
$308,000
Est. Payment: $1,701.66/mo
3 Bed
3 Bath
1420 Sqft
0.04 Acres
Status: Active | Days on site: 56
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EXPR - B12545
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Harrison Lilly Team
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House Description

Don't miss this beautifully furnished 3-bedroom, 2.5-bath townhome in Seaside Heights, just 0.2-0.3 miles from public beach access. This 1,420 sq. ft. turnkey home features an open floor plan, 9-foot ceilings, luxury vinyl plank flooring, and a modern kitchen with stainless-steel appliances and solid-surface countertops. The living and dining areas open to a private back deck, perfect for relaxing after a day at the beach. Short-term rentals are allowed, making this a great option for an investment, vacation home, second home, or primary residence. HOA dues include exterior insurance, roof maintenance, and exterior upkeep. Fully furnished and ready to enjoy or rent.
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Highlights

Listed by Anat Shmueloff , 850-625-2047 EXP Realty LLC , 888-883-8509. Bay County Association of REALTORS

Property Type

Condo/Townhome
Lot/Acreage
0.04

HOA Fee

1100 Quarterly

Year Built

2020

County

Bay

Area

03 - Bay County - Beach

 Neighborhood

The Pines

Listing ID

791719

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Electric Range
Air Cond:Central Air
Fireplaces:
Other:
  • ▪ Additional:Double Vanity, Separate Shower, Upper Level Primary

Exterior Features

Lot Dimensions:20.0 ft x 80.0 ft
Roof:Composition,Shingle
Others:
  • ▪ Additional:Deck, Patio
Sewer:Public Sewer
Principal Interest
$1,702
Taxes
$258
HOA
$1,100

Home Price

$308,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$61,600
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,701.66

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,701.66 $258.46 $1,100.00 $3,060.11
Yearly $20,419.87 $3,101.48 $13,200.00 $36,721.35
Total $612,596.03 $93,044.40 $396,000.00 $1,101,640.43

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:07:44.000Z

© 2026 Bay County Association of REALTORS