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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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4715 Thomas Drive 310a , Panama City, FL 32408
$560,000
Est. Payment: $3,093.92/mo
3 Bed
3 Bath
1404 Sqft
Status: Active | Days on site: 42
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Harrison Lilly Team
Owner/Operator

House Description

END UNIT!!! Experience coastal living at its finest in this stunning 3-bedroom, 3-bathroom condo on Thomas Drive. This spacious residence features a rare wrap-around balcony, offering breathtaking views from every angle. Inside, you'll find two luxurious master suites, each designed for comfort and privacy, along with an additional guest bedroom. Exclusive perks include three private owner decals for parking, plus a separate owner's entrance for convenience. Resort-style amenities await just outside your door, including a heated outdoor pool, basketball court, and shuffleboard courts--perfect for both relaxation and recreation. Located next to St. Andrews State Park, this unit offers unmatched access to beaches, boating, and natural beauty, all while being close to the best of Panama City Beach dining and entertainment. Don't miss this opportunity to own a premier condo in one of the most desirable areas on the Gulf Coast!

Highlights

Listed by The Sanchez Group , 850-890-6262 Think Real Estate , 850-270-4200. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

4303 Quarterly

Year Built

1985

County

Bay

Area

03 - Bay County - Beach

Neighborhood

The Commodore

Listing ID

793314

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Electric Cooktop, Electric Oven
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • ▪ Additional:Balcony, Double Vanity, Separate Shower

Exterior Features

Lot:Paved
Lot Dimensions:Irregular
Sewer:Public Sewer
Principal Interest
$3,094
Taxes
$357
HOA
$4,303

Home Price

$560,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$112,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,093.92

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,093.92 $357.00 $4,303.00 $7,753.92
Yearly $37,127.03 $4,284.00 $51,636.00 $93,047.03
Total $1,113,810.96 $128,520.00 $1,549,080.00 $2,791,410.96

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:07:44.000Z

© 2026 Bay County Association of REALTORS