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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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631 Maine Ave , Panama City, FL 32405
$284,000
Est. Payment: $1,440.39/mo
3 Bed
2 Bath
1305 Sqft
Status: active | Days on site: 84
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Indroducng 631 Maine Ave, a craftsman style, 3 bedroom, 2 bath home located in the heart of Panama City Florida. Built in 2023 and finished in 2024, this home looks and feels just like a brand new home. The interior is an open concept with a great room/eat in kitchen with a massive island, breakfast bar, stainless oven hood, shaker style cabinets, quartz countertops and stylish backplash. Luxury vinyl plank floors run throughout the home for easy maintenance and durability. The master suite is spacious and features a walk in closet, big shower and a quartz double vanity. Bedrooms 2 and 3 are both large and share a full bath. The laundry room has a side door, room for storage and has an efficient electric tankless water heater. Craftsman style doors and trim are throughout and the home comes with a generous appliance package. The exterior of the home is constructed with Hardi Board and Batton siding and has a covered front porch and open patio. As an added bonus the double lot provides room for a pool and or a garage easily. Come see what this modern, efficient home, conveniently located to EVERYTHING has to offer. Call Your Realtor today

Highlights

Listed by Jeff Payne , 850-890-2724 Keller Williams Success Realty , 850-249-0313. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.24

Year Built

2024

County

Bay

Area

02 - Bay County - Central

Neighborhood

Ten Acre Addition

Listing ID

786299

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:ENERGY STAR Qualified Appliances, Electric Oven, Electric Water Heater, Tankless Water Heater
Air Cond:Central Air,Ceiling Fan(s),Heat Pump
Fireplaces:
Other:
  • Additional:Double Vanity, Main Level Primary, Walk-In Closet(s)

Exterior Features

Lot:Paved
Lot Dimensions:75x140
Zoning:City, Resid Single Family
Roof:Shingle
Others:
  • Additional:Deck, Patio
Sewer:Public Sewer
Principal Interest
$1,440
Taxes
$252

Home Price

$284,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$56,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,440.39

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,440.39 $252.33 $0.00 $1,692.73
Yearly $17,284.73 $3,028.00 $0.00 $20,312.73
Total $518,541.99 $90,840.00 $0.00 $609,381.99

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

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