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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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3116 Veranda Ave , Panama City, FL 32405
$439,000
Est. Payment: $2,226.53/mo
3 Bed
2 Bath
1729 Sqft
Status: active with contingency | Days on site: 52
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS Welcome to your dream home in the highly sought-after SweetBay community! This beautifully designed Orchid floor plan offers 3 bedrooms, 2 baths, and a layout that perfectly balances comfort, functionality, and style. Built by respected local builder Samuel Taylor Homes, this residence showcases quality craftsmanship and thoughtful design throughout. The backyard is fully fenced for privacy and security, and a built-in sprinkler system keeps your lawn lush and vibrant with minimal effort. Inside, the open-concept main living area flows seamlessly into a modern kitchen with stylish finishes and ample workspace--ideal for both everyday living and entertaining. The spacious primary suite provides a private retreat, while two additional bedrooms offer flexibility for family and guests. Backyard is perfect for outdoor entertaining, holiday meal prep, grilling overflow, or hosting gatherings year-round. Additional highlights include a two-car garage, ample guest parking, and access to SweetBay's resort-style amenities, including community pools, parks, walking and biking trails, and bayfront access. The neighborhood is also home to University Academy and is just minutes from Publix Super Market at SweetBay Town Center for everyday convenience. Enjoy pond-front living, flexible spaces, stunning balcony views, superior construction, and a fully equipped, fenced backyard with sprinkler system--experience the vibrant lifestyle SweetBay has to offer and schedule your private showing today!

Highlights

Listed by The Sanchez Group , 850-890-6262 Think Real Estate , 850-270-4200. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.12

HOA Fee

441 Quarterly

Year Built

2019

County

Bay

Area

02 - Bay County - Central

Neighborhood

Sweetbay

Listing ID

790837

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Electric Range, Gas Oven
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • Additional:Double Vanity, Main Level Primary, Walk-In Closet(s)

Exterior Features

Lot Dimensions:45x115
Roof:Shake
Sewer:Public Sewer
Parking Features:Additional Parking,Garage,Garage Door Opener
Principal Interest
$2,227
Taxes
$361
HOA
$441

Home Price

$439,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$87,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,226.53

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,226.53 $360.83 $441.00 $3,028.36
Yearly $26,718.30 $4,330.00 $5,292.00 $36,340.30
Total $801,549.06 $129,900.00 $158,760.00 $1,090,209.06

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS