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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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Listing 796139 , Panama City, FL 32405
$449,000
Est. Payment: $2,480.66/mo
3 Bed
2 Bath
1700 Sqft
0.11 Acres
Status: Active | Days on site: 6
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SWBR - B1716,B8147
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Harrison Lilly Team
Owner/Operator

House Description

Lake views, effortless outdoor entertaining, and more time to enjoy the SweetBay lifestyle--welcome to 2417 Rushes Avenue. Located in a lock-and-leave phase where the HOA covers landscape maintenance and irrigation, this coastal home offers easy everyday living. Start your morning with coffee on the covered front porch overlooking the lake. Inside, bright, open living and dining spaces connect to a kitchen featuring Shaker-style cabinetry, stainless steel appliances, a herringbone backsplash, and an island with bar seating. Three bedrooms plus a lake-view study with its own walk-in closet offer a flexible layout, with the study able to function as a fourth bedroom. The primary suite includes a walk-in closet and a private bath with a glass-enclosed tiled shower. The oversized 2.5-car carport doubles as a spacious covered entertaining area, connecting directly to the patio and featuring electrical provisions for a TV. From game-day gatherings to outdoor dinners, there's room to make the most of coastal evenings. A separate storage room keeps bikes, paddleboards, and beach gear organized... and with the HOA handling landscaping and irrigation, you can save that space for recreation instead of lawn equipment. Beyond your doorstep, SweetBay invites you to fill your days with golf cart rides, scenic walks, bike rides, poolside afternoons, and sunsets along North Bay. Community pools, parks, playgrounds, a sports court, trails, and bay access provide plenty of ways to get outside, whether you enjoy kayaking, paddleboarding, fishing, or simply relaxing by the water. Farmers markets, concerts in the park, seasonal celebrations, and resident gatherings create opportunities to connect with your new neighbors and enjoy an active community. The Publix-anchored Town Center brings groceries, Starbucks coffee, dining, shopping, and everyday conveniences right into the neighborhood just a short walk or golf cart ride away. Looking ahead, SweetBay's planned future marina adds another exciting dimension to the community's coastal vision. With lake views, versatile indoor and outdoor spaces, and less yard work on your calendar, 2417 Rushes Avenue gives you more freedom to enjoy everything that makes life in SweetBay so special.

Highlights

Listed by Janet Melton , 912-220-1716 and Mark A Moody , 678-300-1743 SweetBay Realty , 850-424-6462. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.11

HOA Fee

771 Quarterly

Year Built

2023

County

Bay

Area

02 - Bay County - Central

Neighborhood

Sweetbay

Listing ID

796139

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:ENERGY STAR Qualified Appliances, Electric Range, Gas Water Heater
Air Cond:Central Air,Heat Pump
Fireplaces:
Floor:Plank,Vinyl
Other:
  • ▪ Additional:Main Level Primary, Shower Only, Smart Thermostat, Walk-In Closet(s)

Exterior Features

Lot:Paved
Lot Dimensions:50.0 ft x 100.0 ft
Roof:Shingle
Others:
  • ▪ Additional:Patio
Sewer:Public Sewer
Parking Features:Additional Parking,Alley Access
Principal Interest
$2,481
Taxes
$286
HOA
$771

Home Price

$449,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$89,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,480.66

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,480.66 $286.24 $771.00 $3,537.90
Yearly $29,767.92 $3,434.85 $9,252.00 $42,454.77
Total $893,037.72 $103,045.50 $277,560.00 $1,273,643.22

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:07:44.000Z

© 2026 Bay County Association of REALTORS