Agent profile image in chat bubble
Agent profile image in chat header

Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

Agent profile image in message

2323 Discovery Loop , Panama City, FL 32405
$349,000
Est. Payment: $1,769.88/mo
3 Bed
4 Bath
1646 Sqft
Status: active | Days on site: 150
Get Pre-Qualified
VCR-C15903466 - VCR-C159091383,VCR-C159052275

By providing your number, you are expressly consenting, in writing, to receive telemarketing and other messages, including calls or texts at the number you provided above. This consent is not required to purchase any good or service. Message and data rates may apply. Text STOP to cancel.

This site is protected by reCAPTCHA and the GooglePrivacy Policy and Terms of Service apply.

Agent profile image
Harrison Lilly
Owner/Operator

House Description

Experience the best of SweetBay in the ''Sabal'' plan by Harris Doyle Homes. Designed for those who value experiences over yard work, this cottage offers a truly ''lock-and-leave'' lifestyle. Your monthly fees handle the landscaping, irrigation, and even routine exterior maintenance--giving you total freedom to enjoy the community's resort-style perks. Inside, luxury meets logic with a rare dual-primary suite layout. The main level features a primary retreat with a floor-to-ceiling tiled shower, while the second floor offers a second primary suite with a private balcony--perfect for morning coffee. A third ensuite bedroom ensures every guest has their own sanctuary. The SweetBay Life: Drive your golf cart to the resort-style pools, launch a kayak into the Bay, or walk to the brand-new Publix-anchored town center. With private beach access, a sports court, and a future marina on the horizon, this isn't just a home--it's a permanent vacation. Buyer to verify all information and measurements if important

Highlights

Listed by Victoria Gillman , 850-776-8223 Gillman Group Realty , 850-776-8223. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

Year Built

2025

County

Bay

Area

02 - Bay County - Central

Neighborhood

Sweetbay

Listing ID

785704

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:4
  • Full Bathrooms:3
  • 1/2 Bathrooms:1
Appliances:Electric Range
Other:
  • Additional:Balcony, Main Level Primary

Exterior Features

Lot Dimensions:~30 x 100
Principal Interest
$1,770
Taxes
$475
HOA
$0

Home Price

$349,000

Loan Details

30 yrs
6.528%

Down Payment

20%
$69,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,769.88

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,769.88 $475.25 $0.00 $2,245.13
Yearly $21,238.54 $5,703.00 $0.00 $26,941.54
Total $637,156.19 $171,090.00 $0.00 $808,246.19

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Aug 2026

Average Price

All Price Ranges
N/A
Aug 2026

Average Days on Market

All Price Ranges
N/A
Aug 2026
Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS