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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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1809 Rushes Ave , Panama City, FL 32405
$545,000
Est. Payment: $2,764.14/mo
3 Bed
2 Bath
1880 Sqft
Status: active | Days on site: 132
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Welcome to SweetBay living at its finest! Built in 2023 and meticulously maintained, this 3-bedroom, 2-bath is move in ready. Inside, you'll find a thoughtfully designed layout with stainless steel appliances, a gas range with air fry capability, and stylish, low-maintenance finishes throughout, making this home truly move-in ready. The spacious master suite features a tray ceiling, double vanities, a walk-in tile shower, and a walk-in closet complete with custom shelving for optimal organization. Step outside and enjoy your own private retreat. The covered back porch is designed for year-round enjoyment, complete with a gas fireplace and TV hookup, perfect for entertaining or unwinding after a long day. Just beyond, a hot tub sits on a custom paver pad, with a paver walkway leading to the 2-car garage and additional rear parking pad for added convenience. Location is everything, and this home delivers. Situated directly across from the resort-style community pool with ample nearby parking for guests. Additional features include a termite bond for peace of mind and located in Flood Zone X. Enjoy all that SweetBay has to offer, including beautiful green spaces, walking trails, and a vibrant community atmosphere--all just minutes from everyday conveniences like Publix and Starbucks. *Virtual tour available.*

Highlights

Listed by Stephanie Roorda , 850-381-0489 Think Real Estate , 850-270-4200. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.14

HOA Fee

441 Quarterly

Year Built

2023

County

Bay

Area

02 - Bay County - Central

Neighborhood

Sweetbay

Listing ID

787290

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:ENERGY STAR Qualified Appliances, Electric Water Heater, Gas Cooktop, Gas Oven, Gas Range
Air Cond:Central Air,Ceiling Fan(s),ENERGY STAR Qualified Equipment
Fireplaces:
Other:
  • Additional:Double Vanity, Walk-In Closet(s)

Exterior Features

Lot:Sprinkler System,Paved
Lot Dimensions:50 x 115
Zoning:Resid Single Family
Roof:Shingle
Sewer:Public Sewer
Parking Features:Alley Access,Garage,Garage Door Opener
Principal Interest
$2,764
Taxes
$564
HOA
$441

Home Price

$545,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$109,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,764.14

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,764.14 $563.92 $441.00 $3,769.05
Yearly $33,169.65 $6,767.00 $5,292.00 $45,228.65
Total $995,089.38 $203,010.00 $158,760.00 $1,356,859.38

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS