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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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1621 Kestrel St , Panama City, FL 32405
$599,000
Est. Payment: $3,309.39/mo
3 Bed
3 Bath
2437 Sqft
0.13 Acres
Status: Active | Days on site: 9
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Harrison Lilly Team
Owner/Operator

House Description

Welcome to this beautifully appointed single-family home in the highly desirable SweetBay community! Offering a thoughtfully designed layout, stylish updates, and an unbeatable location, this home provides the perfect blend of comfort, privacy, and convenience. Step inside and you'll immediately appreciate the inviting atmosphere and attention to detail throughout. The updated kitchen is both beautiful and functional, featuring luxury Hallman and Café appliances that make cooking and entertaining a true pleasure. A whole-house water filtration system adds an extra layer of comfort and peace of mind. Outside, the home truly shines. The fully fenced backyard backs up to no neighbors, creating a private and peaceful retreat. Enjoy the Florida lifestyle with a spacious paver patio, outdoor living area, and pergola--perfect for morning coffee, entertaining friends, or relaxing after a long day. The two-car garage provides convenient parking and additional storage, while ample guest parking is available directly across the street. Even better, the community pool is conveniently located just across the street, making summer days by the water easy and accessible. SweetBay offers an incredible lifestyle with amenities designed for everyone. Spend the day enjoying the pool, gather with family and friends at the community spaces, let the kids enjoy the parks and green spaces, or take advantage of the surrounding trails and outdoor areas. Location is another standout feature. SweetBay is conveniently located near top-rated schools, popular restaurants, shopping, and everyday conveniences. Residents also have access to University Academy, serving students in grades K-8. With its beautiful updates, private backyard, desirable amenities, and exceptional SweetBay location, this home offers an opportunity to enjoy everything this sought-after community has to offer.

Highlights

Listed by Olivia C Sanchez , 850-319-4959 and The Sanchez Group , 850-890-6262 Think Real Estate , 850-270-4200. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.13

HOA Fee

441 Quarterly

Year Built

2019

County

Bay

Area

02 - Bay County - Central

Neighborhood

Sweetbay

Listing ID

795914

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Gas Cooktop, Gas Oven, Gas Water Heater, Water Purifier Owned, Water Softener Owned
Air Cond:Central Air
Fireplaces:
Floor:Plank,Vinyl
Other:
  • ▪ Additional:Interior Steps, Main Level Primary

Exterior Features

Lot:Sprinkler System
Lot Dimensions:50.0 ft x 111.0 ft
Zoning:City
Roof:Composition,Shingle
Others:
  • ▪ Additional:Rain Gutters
Sewer:Public Sewer
Principal Interest
$3,309
Taxes
$495
HOA
$441

Home Price

$599,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$119,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,309.39

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,309.39 $495.22 $441.00 $4,245.60
Yearly $39,712.66 $5,942.59 $5,292.00 $50,947.25
Total $1,191,379.94 $178,277.70 $158,760.00 $1,528,417.64

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:07:44.000Z

© 2026 Bay County Association of REALTORS