Welcome to your dream home in the highly sought-after SweetBay community! Set on a premium pond-front lot with serene water views, this home also offers a rare three-car garage with alley access -- a standout feature in SweetBay. The property sits in Flood Zone X, meaning flood insurance isn't required by lenders. Best of all, this home comes with an assumable VA loan at an incredible 2.25% interest rate -- a rare opportunity for qualified buyers to save significantly on financing. This beautifully designed Captiva floor plan offers 3 bedrooms, 2.5 baths, and a layout that perfectly balances comfort, functionality, and style. Built by respected local builder Samuel Taylor Homes, this residence showcases quality craftsmanship and thoughtful design throughout--including durable 2x6 exterior wall framing for enhanced structural strength, improved insulation, and energy efficiency. The backyard is fully fenced for privacy and security, and a built-in sprinkler system keeps your lawn lush and vibrant with minimal effort and don't forget about the gas fire pit! Inside, the open-concept main living area flows seamlessly into a modern kitchen with stylish finishes and ample workspace--ideal for both everyday living and entertaining. In addition to the primary living space, the home features a versatile bonus area that can easily serve as a second living room, home office, playroom, or flex space to suit your needs. The spacious primary suite provides a private retreat, while two additional bedrooms offer flexibility for family and guests. Perfect for outdoor entertaining, holiday meal prep, grilling overflow, or hosting gatherings year-round. Additional highlights include a three-car garage with alley access, ample guest parking, and access to SweetBay's resort-style amenities, including community pools, parks, walking and biking trails, and bayfront access. The neighborhood is also home to University Academy and is just minutes from Publix Super Market and Starbucks at SweetBay Town Center for everyday convenience. Enjoy pond-front living, flexible spaces, superior construction, and a fully equipped, fenced backyard with sprinkler system--experience the vibrant lifestyle SweetBay has to offer and schedule your private showing today!