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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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1224 Finch St , Panama City, FL 32405
$525,000
Est. Payment: $2,662.42/mo
4 Bed
3 Bath
2402 Sqft
Status: active | Days on site: 40
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Welcome to this beautiful home located in the Sweetbay Community, offering a perfect blend of modern convenience and eco-friendly features. With 4 spacious bedrooms, 2 1/2 bathrooms, and an additional office currently being used as a 5th bedroom, this home provides ample space for your all of your needs. You'll find a well-designed layout with open-concept living areas that create a warm and inviting atmosphere. The kitchen features modern appliances, plenty of counter space, and a functional design that makes cooking a breeze. The home is also equipped with a Generac whole-house generator, ensuring peace of mind during power outages, and solar panels, offering you the benefit of low power bills.. A tankless water heater provides endless hot water on demand, and a water softener enhances water quality throughout the home. Storage is never an issue here, with two attic entries that offer an abundance of space for seasonal items, keepsakes, or extra household goods. The huge covered patio is perfect for entertaining family and friends or simply enjoying quiet evenings outdoors. Keep your lawn green and lush with a sprinkler system that has a separate meter. Beyond the walls of your beautiful home, the Sweetbay Community offers an array of amenities designed for active living and relaxation. Right across the street, you'll find a playground, along with a basketball court and nature trails for outdoor adventures. Enjoy the serene beauty of the private dock, perfect for fishing, kayaking, or just unwinding by the water. Plus, the community pool offers the ideal place to cool off on a warm day and socialize with neighbors. Located in the heart of Sweetbay, you'll enjoy the convenience of nearby amenities, parks, schools, and a welcoming community atmosphere. Don't miss your chance to own this exceptional property--schedule a tour today!

Highlights

Listed by The Golden Collective , 850-532-2773 and Stephanie Mahoney , 478-297-8122 Empire Real Estate of Florida LLC , 850-247-8868. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.12

HOA Fee

Year Built

2017

County

Bay

Area

02 - Bay County - Central

Neighborhood

Sweetbay

Listing ID

791339

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:3
  • Full Bathrooms:2
  • 1/2 Bathrooms:1

Exterior Features

Lot Dimensions:48.0 ft x 115.0 ft
Sewer:Public Sewer
Principal Interest
$2,662
Taxes
$335
HOA
$0

Home Price

$525,000

Loan Details

30 yrs
6.528%

Down Payment

20%
$105,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,662.42

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,662.42 $334.69 $0.00 $2,997.11
Yearly $31,949.09 $4,016.25 $0.00 $35,965.34
Total $958,472.78 $120,487.50 $0.00 $1,078,960.28

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS