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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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1220 Finch St , Panama City, FL 32405
$589,900
Est. Payment: $3,259.11/mo
3 Bed
3 Bath
2399 Sqft
0.12 Acres
Status: Active | Days on site: 1
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Harrison Lilly Team
Owner/Operator

House Description

Beautiful and well maintained home constructed by Samuel Taylor Homes in the highly desirable Sweetbay community! This builder no longer builds in the neighborhood, so this is a rare opportunity to own one of these highly desired builds! This home is situated in the highly desirable Chickadee Park. The one way street makes it a quietly trafficked position. There is also an alley leading to the garage positioned behind the home. Next to the garage, a cement parking block has been constructed that provides space for more vehicles. The expansive front porch is also equipped with a two seat porch swing. The home boasts wood flooring throughout the main level, the staircase, and the upstairs hallway. This particular home has a laundry room expansion for more storage and easier access. The main level also boasts a custom built in bench and storage from the back entrance, as well as a custom, floor to ceiling stone fireplace with electric fireplace insert. This home has 3 total bedrooms on the second level, with a bonus room already equipped with a closet that could easily be converted into a 4th bedroom. The master bedroom also boasts a large walk in closet equipped with custom shelving storage. In the backyard, pavers expand the back patio to a beautiful stone fire pit area, which makes for great times with great people. Sweetbay features incredible amenities, including 2 pools, basketball courts, parks, and more! It is a centrally located subdivision with quick access to shopping, groceries, and a short drive to the beautiful sandy beaches. Schedule your showing today!

Highlights

Listed by Matthew J Gainer , 850-866-8787 Horsley Real Estate Group , 850-832-3503. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.12

HOA Fee

441 Quarterly

Year Built

2018

County

Bay

Area

02 - Bay County - Central

Neighborhood

Sweetbay

Listing ID

795652

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Electric Oven, Gas Cooktop
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • ▪ Additional:Double Vanity, Interior Steps, Upper Level Primary

Exterior Features

Lot:Paved
Lot Dimensions:48.0 ft x 115.0 ft
Others:
  • ▪ Additional:Fire Pit
Sewer:Public Sewer
Principal Interest
$3,259
Taxes
$691
HOA
$441

Home Price

$589,900

Loan Details

30 yrs
7.374%

Down Payment

20%
$117,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,259.11

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,259.11 $691.34 $441.00 $4,391.45
Yearly $39,109.35 $8,296.03 $5,292.00 $52,697.38
Total $1,173,280.51 $248,880.90 $158,760.00 $1,580,921.41

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:07:44.000Z

© 2026 Bay County Association of REALTORS