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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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1209 Pitts Ave , Panama City, FL 32404
$279,535
Est. Payment: $1,544.39/mo
3 Bed
3 Bath
1766 Sqft
0.1 Acres
Status: Active | Days on site: 224
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AHR1 - B12723
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Harrison Lilly Team
Owner/Operator

House Description

** 15K IN FLEX CASH PLUS MOVE IN PACKAGE: WASHER, DRYER, FRIDGE & BLINDS** WATERFRONT COMMUNITY! Experience the perfect blend of architectural character and functional luxury in this unique two-story residence. Designed with generous proportions in mind, the home features three spacious bedrooms--each boasting its own private full bathroom. The two upstairs suites are particularly expansive, bathed in natural light from large windows that frame stunning views of the bay. Outside, a lush side yard offers a private oasis, perfect for relaxation or entertaining.

Highlights

Listed by Shae B Shepherd , 850-621-3399 Adams Homes Realty, Inc. , 850-842-4884. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.1

HOA Fee

141.19 Quarterly

Year Built

2025

County

Bay

Area

05 - Bay County - East

Neighborhood

Sunrise at East Bay

Listing ID

784953

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Electric Cooktop, Electric Oven, Electric Range, Ice Maker
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • ▪ Additional:Double Vanity, Walk-In Closet(s)

Exterior Features

Lot Dimensions:40x50
Zoning:Resid Single Family
Others:
  • ▪ Additional:Dock, Patio
Parking Features:Additional Parking,Garage,Garage Door Opener
Principal Interest
$1,544
Taxes
$30
HOA
$141

Home Price

$279,535

Loan Details

30 yrs
7.374%

Down Payment

20%
$55,907
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,544.39

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,544.39 $30.42 $141.19 $1,716.00
Yearly $18,532.69 $365.00 $1,694.28 $20,591.97
Total $555,980.62 $10,950.00 $50,828.40 $617,759.02

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:07:44.000Z

© 2026 Bay County Association of REALTORS