Agent profile image in chat bubble
Agent profile image in chat header

Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

Agent profile image in message

By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from , its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
main property photo 0
main property photo 1
main property photo 2
main property photo 3
main property photo 4
main property photo 5
main property photo 6
main property photo 7
main property photo 8
main property photo 9
main property photo 10
main property photo 11
main property photo 12
main property photo 13
main property photo 14
main property photo 15
main property photo 16
main property photo 17
main property photo 18
main property photo 19
main property photo 20
main property photo 21
main property photo 22
main property photo 23
main property photo 24
main property photo 25
main property photo 26
main property photo 27
main property photo 28
View All (29)
property photo 1
property photo 2
property photo 3
11501 Singo Dr , Panama City, FL 32404
$320,170
Est. Payment: $1,768.89/mo
4 Bed
2 Bath
2201 Sqft
0.15 Acres
Status: Active | Days on site: 128
Get Pre-Qualified
AHR1 - B12723
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
Agent profile image
Harrison Lilly Team
Owner/Operator
View agent profile
Email
Call

House Description

** HOME QUALIFIES FOR 5K IN FLEX CASH** WATERFRONT COMMUNITY! Step into 2,201 sq. ft. of modern elegance in this stunning 2026 single-story retreat. Located in a premier waterfront community with direct Bay and Gulf access, this home perfectly blends style with daily practicality. The heart of the home features an expansive open-concept living area and a chef-inspired kitchen, complete with granite countertops, a large island, and a walk-in pantry. Relax in the private master suite featuring a spa-like en-suite bath and a massive walk-in closet. Durable and beautiful Core Tec Pro Plus flooring flows throughout, offering 100% waterproof protection perfect for coastal living. With energy-efficient construction, a customizable flex room, and a 2-car garage, this home is designed for both comfort and long-term value.
Show more

Highlights

Listed by Shae B Shepherd , 850-621-3399 Adams Homes Realty, Inc. , 850-842-4884. Bay County Association of REALTORS

Property Type

Residential
Lot/Acreage
0.15

HOA Fee

141.19 Quarterly

Year Built

2026

County

Bay

Area

05 - Bay County - East

 Neighborhood

Sunrise at East Bay

Listing ID

790592

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Electric Oven, Electric Range, Electric Water Heater, Plumbed For Ice Maker
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Floor:Plank,Vinyl
Other:
  • ▪ Additional:Coffered Ceiling(s), Double Vanity, Main Level Primary, Walk-In Closet(s)

Exterior Features

Lot Dimensions:67.43 x 54.99 x 116.71
Zoning:Resid Single Family
Others:
  • ▪ Additional:Boat Slip, Dock
Principal Interest
$1,769
Taxes
$30
HOA
$141

Home Price

$320,170

Loan Details

30 yrs
7.374%

Down Payment

20%
$64,034
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,768.89

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,768.89 $30.42 $141.19 $1,940.50
Yearly $21,226.72 $365.00 $1,694.28 $23,286.00
Total $636,801.53 $10,950.00 $50,828.40 $698,579.93

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Oct 2026

Average Price

All Price Ranges
N/A
Oct 2026

Average Days on Market

All Price Ranges
N/A
Oct 2026
Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T05:07:46.000Z

© 2026 Bay County Association of REALTORS