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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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9850 S Thomas Drive 904e , Panama City, FL 32408
$349,900
Est. Payment: $1,774.63/mo
1 Bed
1 Bath
609 Sqft
Status: active | Days on site: 188
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Discover the epitome of coastal living in this beautifully renovated Gulf-front condo, offering stunning direct views of the pristine beaches and crystal-clear waters of the Gulf of Mexico. This stylish beachfront oasis features an open kitchen with granite countertops, gorgeous white cabinetry accented with modern hardware, stainless steel appliances and a thoughtfully designed workspace that would make everyday living feel like a getaway. The décor throughout reflects the perfect touch of beachside elegance chosen by the seller, creating a warm and inviting space you'll never want to leave. The updated bathroom includes a fresh vanity and a classic tub/shower combination, adding to the condo's comfort and appeal. Sunbird stands out as one of the premier buildings on the beach with its excellent location, well-maintained amenities, successful inspection history and outstanding HOA team. Enjoy walking to Pineapple Willy's, Walmart, Waffle House, a variety of restaurants, and soon--Tootsies at the historic Spinnaker's site. The community offers three pools including one heated, a fitness building, laundry facilities and brand-new water fountains. This condo combines beauty, convenience, and true Gulf-front tranquility, making it the perfect coastal escape or investment opportunity. Did we say rentals? Oh yes... we do really good in that category!!

Highlights

Listed by Mike A Glass , 770-916-1177 LPT Realty LLC , 877-366-2213. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

Year Built

1984

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Sunbird Condo

Listing ID

782010

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:1
  • Bathrooms:1
  • Full Bathrooms:1
Appliances:Electric Range, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s),Heat Pump
Fireplaces:
Other:
  • Additional:Main Level Primary, Tub Shower

Exterior Features

Lot:Paved
Lot Dimensions:0
Zoning:Resid Multi-Family
Roof:Metal
Sewer:Public Sewer
Parking Features:Electric Gate,Parking Lot,Gated
Principal Interest
$1,775
Taxes
$275
HOA
$0

Home Price

$349,900

Loan Details

30 yrs
6.529%

Down Payment

20%
$69,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,774.63

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,774.63 $275.25 $0.00 $2,049.88
Yearly $21,295.52 $3,303.00 $0.00 $24,598.52
Total $638,865.64 $99,090.00 $0.00 $737,955.64

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS