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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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9850 S Thomas Drive 401w , Panama City, FL 32408
$309,300
Est. Payment: $1,568.71/mo
1 Bed
1 Bath
618 Sqft
Status: active | Days on site: 131
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
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House Description

LOW COST TO INVEST IN THIS BEACHFRONT CONDO WITH GREAT ROI.... NEW AC UNITS TO BE INSTALLED SUMMER 2026 through the HOA reserves at no cost to the owners. The current AC unit is ONLY 1.5 years old ... .....Don't miss this TURNKEY 1 Bedroom/1 Bath beachfront condo in the highly sought-after West Tower. Located on a desirable low floor, this unit has been totally renovated from top to bottom to include brand new kitchen and bathroom cabinets, stylish countertops, updated flooring, and newer furniture throughout. Enjoy resort-style living with 3 sparkling pools, pickleball and tennis courts, and 24-hour gated security in this well-maintained community. The building has passed all required milestones, and the reserve study has been completed for your peace of mind. Perfect as a vacation home, rental property, or year-round residence--schedule your showing today! Walking distance to local restaurants, bars and shopping!
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Highlights

Listed by Sassy French , 865-617-6184 Keller Williams Success Realty , 850-249-0313. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

Year Built

1984

County

Bay

Area

03 - Bay County - Beach

 Neighborhood

Sunbird Condo

Listing ID

786766

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:1
  • ▪ Bathrooms:1
  • ▪ Full Bathrooms:1
Appliances:Electric Cooktop, Electric Oven, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • ▪ Additional:Main Level Primary, Shower Only

Exterior Features

Lot:Sprinkler System,Paved
Lot Dimensions:0x0
Zoning:City, Resid Multi-Family
Sewer:Public Sewer
Parking Features:Electric Gate,Gated,Paved,Parking Lot
Principal Interest
$1,569
Taxes
$266
HOA
$0

Home Price

$309,300

Loan Details

30 yrs
6.529%

Down Payment

20%
$61,860
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,568.71

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,568.71 $266.17 $0.00 $1,834.88
Yearly $18,824.53 $3,194.00 $0.00 $22,018.53
Total $564,736.05 $95,820.00 $0.00 $660,556.05

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS