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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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9850 S Thomas Drive 111e , Panama City, FL 32408
$349,300
Est. Payment: $1,929.83/mo
1 Bed
1 Bath
609 Sqft
Status: Active | Days on site: 232
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BKWS - B8853
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Harrison Lilly Team
Owner/Operator

House Description

FIRST FLOOR ALERT WITH GULF VIEWS FROM THE KITCHEN!!!!! SHORT TERM RENTAL WITH SOLD BOOKINGS ALREADY FOR 2026. LOW COST TO OWN. NO SPECIAL ASSESSMENTS... *Stunning Gulf Front Condo - Your Dream Vacation Awaits!** Welcome to your slice of paradise! This beautiful one-bedroom, one-bath beach condo offers the perfect blend of luxury and comfort. Located on the first floor, you'll enjoy seamless access to the sparkling Gulf waters and the inviting pool, just steps away from your door. Step inside to discover a bright and airy living space adorned with coastal decor, where every detail has been thoughtfully curated for an unforgettable beach getaway. The modern kitchen features stainless steel appliances, allowing for effortless meal preparations while you soak in the breathtaking views. The spacious bedroom is a tranquil retreat, complete with plush furnishings and ample storage. The elegantly updated bathroom showcases high-end finishes and a spa-like atmosphere, perfect for unwinding after a sun-soaked day. Whether you're looking for a personal getaway or an exceptional investment opportunity, this condo boasts strong short term rental potential, making it a true vacation rental machine. Enjoy the convenience of nearby dining, shopping, and endless outdoor activities. Don't miss your chance to own this slice of paradise! Schedule your private tour today and start making unforgettable memories by the beach!

Highlights

Listed by Sassy French , 865-617-6184 Keller Williams Success Realty , 850-249-0313. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

2189.81 Quarterly

Year Built

1984

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Sunbird Condo

Listing ID

784782

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:1
  • ▪ Bathrooms:1
  • ▪ Full Bathrooms:1
Appliances:Electric Cooktop, Electric Oven, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Floor:Plank,Vinyl
Other:
  • ▪ Additional:Main Level Primary, Tub Shower

Exterior Features

Lot:Paved
Lot Dimensions:0x0
Zoning:City, Resid Multi-Family
Roof:Metal
Others:
  • ▪ Additional:Patio
Sewer:Public Sewer
Parking Features:Electric Gate,Gated,Parking Lot
Principal Interest
$1,930
Taxes
$296
HOA
$2,190

Home Price

$349,300

Loan Details

30 yrs
7.374%

Down Payment

20%
$69,860
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,929.83

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,929.83 $296.00 $2,189.81 $4,415.64
Yearly $23,157.99 $3,552.00 $26,277.72 $52,987.71
Total $694,739.59 $106,560.00 $788,331.60 $1,589,631.19

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:07:44.000Z

© 2026 Bay County Association of REALTORS