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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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6089 E Highway 98 Bus , Panama City, FL 32404
$270,000
Est. Payment: $1,369.25/mo
3 Bed
3 Bath
1414 Sqft
Status: active | Days on site: 55
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Seller will contribute $5,000 towards Buyers closings costs! Welcome to Sunbay Townhomes, a rare chance to own a versatile property with prime visibility and beautiful water views in Panama City. Perfectly positioned along a high-traffic corridor, this property offers endless potential whether you're looking for a primary residence, investment opportunity, or a unique live/work setup. Enjoy stunning sunrises over the water and the convenience of quick access to Tyndall Air Force Base, shopping, dining, and downtown Panama City. Inside, the home features a functional layout ready for your personal touch. Large windows invite in natural light and showcase the peaceful surroundings, while the outdoor space offers plenty of room to relax, take in the coastal breeze while you walk on the beach. Whether you're an investor, business owner, or homeowner looking for a property with character and potential, this one checks all the boxes. Don't miss your chance to own a piece of the coast with high visibility and endless possibilities, book your private showing today.

Highlights

Listed by Angela M Hale , 850-252-5227 ERA Neubauer Commercial , 850-230-3665. Emerald Coast Multiple Listing Services

Property Type

Condo/Townhome

Lot/Acreage
0.03

HOA Fee

Year Built

1989

County

Bay

Area

27 - Bay County

Neighborhood

Sunbay Townhouses

Listing ID

1003408

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:3
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Appliances:Cooktop, Disposal, Microwave, Refrigerator
Air Cond:Central Air
Fireplaces:
Floor:Floor Vinyl

Exterior Features

Lot:Covenants,Within 1/2 Mile to Water,Intracoastal Wtrwy,Bay
Zoning:Resid Single Family
Others:
  • Additional:Balcony, Pool - Gunite Concrt, Deck Enclosed, Porch Screened
Sewer:Public Sewer
Parking Features:Garage
Principal Interest
$1,369
Taxes
$276
HOA
$0

Home Price

$270,000

Loan Details

30 yrs
6.528%

Down Payment

20%
$54,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,369.25

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,369.25 $276.19 $0.00 $1,645.43
Yearly $16,430.96 $3,314.22 $0.00 $19,745.18
Total $492,928.86 $99,426.60 $0.00 $592,355.46

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:32:47.000Z

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