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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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6087 E Highway 98 , Panama City, FL 32404
$284,900
Est. Payment: $1,574.03/mo
3 Bed
3 Bath
1414 Sqft
0.02 Acres
Status: Active | Days on site: 8
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BEN2 - B9992
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Harrison Lilly Team
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House Description

BEST PRICE ON THE MARKET WITH OPEN BAY VIEWS! Welcome to Sunbay Townhomes, a rare chance to own a versatile property with prime visibility and beautiful water views in Panama City. Perfectly positioned along a high-traffic corridor, this property offers endless potential whether you're looking for a primary residence or second home. Enjoy stunning sunrises over the water and the convenience of quick access to Tyndall Air Force Base, shopping, dining, and downtown Panama City. Inside, the home features a functional layout ready for your personal touch. Large windows invite in natural light and showcase the peaceful surroundings, while the outdoor space offers plenty of room to relax, take in the coastal breeze while you walk on the beach, or toss your kayak in for a ride. Whether you're an investor, business owner, or homeowner looking for a property with character and potential, this one checks all the boxes. Don't miss your chance to own a piece of the coast with high visibility and endless possibilities, book your private showing today. Sorry, NO Short Term Rentals.
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Highlights

Listed by Angela Hale , 850-252-5227 ERA Neubauer Real Estate, Inc , 850-872-3434. Bay County Association of REALTORS

Property Type

Condo/Townhome
Lot/Acreage
0.02

HOA Fee

300 Quarterly

Year Built

1989

County

Bay

Area

02 - Bay County - Central

 Neighborhood

Sunbay Townhouses

Listing ID

795787

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Electric Water Heater, Gas Range
Air Cond:Ceiling Fan(s)
Fireplaces:
Other:
  • ▪ Additional:Balcony, Interior Steps, Tub Shower, Upper Level Primary

Exterior Features

Lot:Paved
Lot Dimensions:17x78
Zoning:Resid Single Family
Roof:Shingle
Others:
  • ▪ Additional:Patio
Sewer:Public Sewer
Parking Features:Additional Parking,Garage,Garage Door Opener,Paved,Parking Lot
Principal Interest
$1,574
Taxes
$115
HOA
$300

Home Price

$284,900

Loan Details

30 yrs
7.374%

Down Payment

20%
$56,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,574.03

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,574.03 $115.10 $300.00 $1,989.13
Yearly $18,888.38 $1,381.14 $3,600.00 $23,869.52
Total $566,651.33 $41,434.20 $108,000.00 $716,085.53

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:26:25.000Z

© 2026 Bay County Association of REALTORS