Agent profile image in chat bubble
Agent profile image in chat header

Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

Agent profile image in message

5505 Sun Harbor Rd Unit 105 , Panama City, FL 32401
$189,000
Est. Payment: $1,044.20/mo
1 Bed
1 Bath
540 Sqft
Status: Active | Days on site: 36
Get Pre-Qualified
BKWS - B1422
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
Agent profile image
Harrison Lilly Team
Owner/Operator

House Description

Don't miss this Sun Harbor Marina condominium! Currently a long-term rental, this could be your perfect getaway spot, investment property or coastal home. Conveniently located on the ground floor with 1 bedroom and 1 bath, you are just steps from the glittering bay and community pool to enjoy a day in the sun or catch a gorgeous sunset. Nicely renovated with LVP throughout, the single vanity bathroom has a tiled tub/shower, the kitchen has a small breakfast bar with shiplap accents and is fully outfitted with a refrigerator, oven, and microwave. The living area is open concept and has sliding glass doors that lead to the patio with a beautiful view of the marina. There is no washer/dryer in the unit, but there is a laundry room onsite. A community pool and an area to grill are the other amenities along with the marina store. The condo fees of $425/month include water, sewer, garbage, pest control, pool and cable. The marina offers annual slips or transient dockage in their newly rebuilt marina with deep-water ICW access, secure gated entry, and modern amenities. They have a fueling station, offer a variety of charters and boat/jet ski rentals. Just minutes from the beaches, Navy base, grocery shopping and great restaurants. Short term rentals are currently allowed this year. The unit furnishings belong to the tenant. The tenant would love to continue renting if you are looking for a new investment property for your portfolio. Appointments to see must have 24 hours' notice. Call to set up your showing today!

Highlights

Listed by Christine Lance , 850-258-2544 Keller Williams Success Realty , 850-249-0313. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

425 Monthly

Year Built

1984

County

Bay

Area

02 - Bay County - Central

Neighborhood

Sun Harbor Condo

Listing ID

794063

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:1
  • ▪ Bathrooms:1
  • ▪ Full Bathrooms:1
Appliances:Electric Oven, Electric Water Heater
Air Cond:Ceiling Fan(s),Wall Unit(s)
Fireplaces:
Other:
  • ▪ Additional:Main Level Primary, Tub Shower

Exterior Features

Lot Dimensions:0 x 0
Zoning:Resid Multi-Family
Sewer:Public Sewer
Parking Features:Parking Lot
Principal Interest
$1,044
Taxes
$235
HOA
$425

Home Price

$189,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$37,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,044.20

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,044.20 $235.47 $425.00 $1,704.66
Yearly $12,530.37 $2,825.60 $5,100.00 $20,455.97
Total $375,911.20 $84,768.00 $153,000.00 $613,679.20

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Oct 2026

Average Price

All Price Ranges
N/A
Oct 2026

Average Days on Market

All Price Ranges
N/A
Oct 2026
Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:26:25.000Z

© 2026 Bay County Association of REALTORS