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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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8743 Thomas Dr Unit 207 , Panama City, FL 32408
$325,000
Est. Payment: $1,795.58/mo
1 Bed
2 Bath
740 Sqft
Status: Active | Days on site: 27
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Harrison Lilly Team
Owner/Operator

House Description

GULF-FRONT VIEWS + PRIVATE BEACH ACCESS! Welcome to Summit Beach Resort #207, a second-floor beachfront condo with a private balcony overlooking the sugar-white sands and emerald waters of Panama City Beach. Whether you're looking for your own beach escape or a vacation rental investment, this one puts you right where you want to be. The comfortable layout sleeps up to five with a king-size bed in the bedroom, two recessed bunk beds in the hallway alcove, and a queen-size sleeper sofa in the living room. Step outside to the balcony for your morning coffee, evening sunset or simply a front-row view of the Gulf. Summit Beach Resort offers an impressive lineup of amenities including private beach access, two pools, two hot tubs, fitness center, sauna, tennis, basketball, pickleball, shuffleboard, game room, BBQ area and picnic area. Seasonal amenities include the Tiki Bar and Bikini Bob's. The gated resort also offers 24/7 onsite security, elevators and private parking. Located on Thomas Drive, you're close to restaurants, entertainment and some of Panama City Beach's most popular attractions, including Ripley's Believe It or Not!, WonderWorks, ZooWorld and Signal Hill Golf Course. Pier Park is also just a short drive away. Beachfront location. Gulf views. Private balcony. Resort amenities. And a layout that makes the most of every square foot. Summit #207 is ready for its next chapter, whether that's yours or your guests'.

Highlights

Listed by Cathy A Cole , 334-701-1592 EXP Realty LLC , 888-883-8509. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

2245 Quarterly

Year Built

1984

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Summit

Listing ID

795311

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:1
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:1
  • ▪ 1/2 Bathrooms:1
Appliances:Electric Oven, Electric Water Heater
Air Cond:Central Air
Fireplaces:
Other:
  • ▪ Additional:Tub Shower

Exterior Features

Lot Dimensions:0x0
Zoning:Resid Multi-Family
Sewer:Public Sewer
Parking Features:Parking Lot
Principal Interest
$1,796
Taxes
$280
HOA
$2,245

Home Price

$325,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$65,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,795.58

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,795.58 $279.72 $2,245.00 $4,320.30
Yearly $21,546.94 $3,356.68 $26,940.00 $51,843.62
Total $646,408.15 $100,700.40 $808,200.00 $1,555,308.55

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T05:07:46.000Z

© 2026 Bay County Association of REALTORS