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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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6323 Thomas Drive 501a , Panama City, FL 32408
$1,450,000
Est. Payment: $7,353.36/mo
3 Bed
2 Bath
2400 Sqft
Status: active | Days on site: 140
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Discover Luxury at 6323 Thomas Drive Unit 501, Summerwinds Condominium. Escape to this exclusive beachfront paradise in Panama City Beach's premier non-rental gated community. This stunning 5th-floor end unit in the East Tower offers 3 bedrooms, 2 baths, and 2,400 sq ft of living space with forever Gulf views. Perched directly on pristine beaches, Unit 501 delivers sweeping sunrise and sunset vistas from the open living area, master suite, and expansive wraparound balcony. The private, secure Summerwinds community ensures tranquility with no rentals allowed, perfect for personal retreats or primary residences. The gourmet kitchen boasts quartz countertops, custom cabinets, tile backsplash, and a large bar for effortless entertaining. Contemporary lighting and new flooring throughout, elevating everyday luxury. Unwind in the Gulf-front master with a large walk-in closet, dressing room, oversized tub, double vanity, and separate shower. Enjoy two Gulf-front pools (one heated seasonally), a clubhouse, beachfront pavilion, fitness center, and private enclosed garage.

Highlights

Listed by Katie L Patronis , 850-960-0474 CENTURY 21 Ryan Realty Inc , 850-233-7926. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

4692 Quarterly

Year Built

1994

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Summerwinds Condo

Listing ID

787486

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Electric Oven
Air Cond:Central Air
Fireplaces:
Other:
  • Additional:Main Level Primary, Soaking Tub, Separate Shower

Exterior Features

Lot:Paved
Lot Dimensions:0X0
Zoning:Resid Multi-Family
Sewer:Public Sewer
Parking Features:Garage,Garage Door Opener,Gated
Principal Interest
$7,353
Taxes
$759
HOA
$4,692

Home Price

$1,450,000

Loan Details

30 yrs
6.528%

Down Payment

20%
$290,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$7,353.36

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $7,353.36 $759.08 $4,692.00 $12,804.45
Yearly $88,240.35 $9,109.00 $56,304.00 $153,653.35
Total $2,647,210.53 $273,270.00 $1,689,120.00 $4,609,600.53

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS