Agent profile image in chat bubble
Agent profile image in chat header

Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

Agent profile image in message

6505 Thomas Dr Unit 415 , Panama City, FL 32408
$749,000
Est. Payment: $3,798.79/mo
2 Bed
2 Bath
1470 Sqft
Status: active | Days on site: 152
Get Pre-Qualified
VCR-C15903466 - VCR-C159091383,VCR-C159052275

By providing your number, you are expressly consenting, in writing, to receive telemarketing and other messages, including calls or texts at the number you provided above. This consent is not required to purchase any good or service. Message and data rates may apply. Text STOP to cancel.

This site is protected by reCAPTCHA and the GooglePrivacy Policy and Terms of Service apply.

Agent profile image
Harrison Lilly
Owner/Operator

House Description

Rarely Available Summerhouse ''Wraparound'' Condo - Unmatched Gulf Views! Don't miss your chance to own one of the most coveted floor plans at Summerhouse--the highly sought-after wraparound unit. These rarely come on the market, and it's easy to see why. If breathtaking views are a priority, this condo delivers like no other along Panama City Beach. Offering an unobstructed 180-degree panoramic view of the Gulf, you'll enjoy sweeping vistas from sunrise to sunset. The expansive 61-foot balcony and floor-to-ceiling windows that span the entire beachfront side of the unit provide incredible light and scenery throughout the day. No neighboring buildings block your view--just endless sky and water. And with the unique wraparound layout, you can nearly always find a spot sheltered from the wind while still enjoying the sights and sounds of the Gulf. This oversized 2-bedroom, 2-bath condo features two Gulf-front master suites and a generous, open-concept living area ideal for relaxing or entertaining. The kitchen is fully equipped and recently updated with modern countertops, backsplash, hardware, and cabinetry, plus a large pantry and plenty of workspace--perfect for both gourmet meals and easy beach snacks. Nicely furnished and tastefully accented. If you're seeking rental income, wraparound units like this are among the most requested by vacationers and perform exceptionally well. Summerhouse has earned a long-standing reputation as a beloved, family-friendly resort, with many guests returning year after year for over three decades. Amenities include two pools (one heated), a kiddie pool, hot tub, Gulf-front gazebo, BBQ area with gas and charcoal grills, and courts for tennis, pickleball, racquetball, and shuffleboard. There's also a handicap-accessible beach ramp, an owners' lounge, and onsite HOA and rental offices. Located on Thomas Drive, you're just minutes from St. Andrews State Park, popular restaurants, grocery stores, shops, and the marina at Grand Lagoon. The convenient 4th floor location offers the ideal elevation for privacy, stunning views, and easy access--perfect for a family getaway or high-end vacation rental. And yes, you'll enjoy spectacular sunrises and sunsets year-round--this is coastal living at its best.

Highlights

Listed by Ashlie James , 850-628-1000 Beachy Beach Real Estate , 850-233-4351. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

1451.52 Monthly

Year Built

1987

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Summerhouse Of P.C. 3

Listing ID

793864

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Electric Cooktop, Electric Oven, Electric Range
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • Additional:Main Level Primary, Tub Shower

Exterior Features

Lot:Paved
Lot Dimensions:condo
Sewer:Public Sewer
Parking Features:Parking Lot
Principal Interest
$3,799
Taxes
$634
HOA
$1,452

Home Price

$749,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$149,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,798.79

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,798.79 $633.83 $1,451.52 $5,884.14
Yearly $45,585.44 $7,606.00 $17,418.24 $70,609.68
Total $1,367,563.20 $228,180.00 $522,547.20 $2,118,290.40

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Aug 2026

Average Price

All Price Ranges
N/A
Aug 2026

Average Days on Market

All Price Ranges
N/A
Aug 2026
Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS