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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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6505 Thomas Dr Unit 707 , Panama City, FL 32408
$385,000
Est. Payment: $2,127.07/mo
2 Bed
2 Bath
1015 Sqft
Status: Active | Days on site: 1
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BSGC - B7726,B11042
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Harrison Lilly Team
Owner/Operator

House Description

2BR/2BA waterfront condo in Summerhouse in Panama City Beach. Gulf views from a 120 sq ft balcony. Furnished 7th-floor unit, built 1985. This furnished 2-bedroom, 2-bath waterfront condo at Summerhouse in Panama City Beach offers 1,015 sq ft of heated and cooled living space on the 7th floor of the B Building's east side. Unit 707 pairs Gulf and lagoon views with a 120 sq ft balcony and wall-to-wall sliding glass doors that bring natural light and coastal views into the living space. Tile flooring runs throughout the unit for a consistent, easy-care finish. The kitchen has been updated with appliances, counters, cabinets, sink, lighting and hardware. Per the owner, the refrigerator and dishwasher were replaced within the last two years. Both bathrooms also feature updated cabinets, sinks, lighting and hardware. The split-bedroom layout includes a waterfront primary bedroom with balcony access, and the condo is offered furnished. Summerhouse is a Gulf-front condominium complex with approximately 400 feet of beach frontage. Community amenities include two pools, including one heated in winter, a kiddie pool, spa/hot tub, tennis and shuffleboard courts, game room, community and owners lounge areas, BBQ grills, gazebo and picnic areas, elevators, security, and onsite homeowners and rental offices. The lobby, check-in and lounge areas have also been updated, along with a small onsite store area for essentials and snacks. The property is located on Thomas Drive, with St. Andrews State Park, restaurants, grocery shopping, and area fishing, diving and sightseeing boat operations nearby. The MLS notes immediate occupancy and owner pet-friendly status. Monthly HOA dues are $1,211.06 and include accounting, cable TV, insurance, internet, grounds maintenance, management, pest control, security, sewer, trash and water.

Highlights

Listed by Greg B Taylor , 850-896-4173 and Cindy Morehouse , 850-822-1055 Counts Real Estate Group Inc , 850-249-3615. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

1211.06 Monthly

Year Built

1985

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Summerhouse Condo.

Listing ID

796304

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Electric Oven, Electric Range, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • ▪ Additional:Balcony, Handicap Access, Main Level Primary, Tub Shower

Exterior Features

Lot:Paved
Lot Dimensions:400 X 700
Zoning:Resid Multi-Family
Sewer:Public Sewer
Parking Features:Additional Parking,Paved,Parking Lot
Principal Interest
$2,127
Taxes
$356
HOA
$1,211

Home Price

$385,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$77,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,127.07

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,127.07 $356.02 $1,211.06 $3,694.14
Yearly $25,524.83 $4,272.18 $14,532.72 $44,329.73
Total $765,745.04 $128,165.40 $435,981.60 $1,329,892.04

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T03:46:57.000Z

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