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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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1720 Sherman Ave , Panama City, FL 32405
$232,100
Est. Payment: $1,282.32/mo
3 Bed
2 Bath
1558 Sqft
0.23 Acres
Status: Active | Days on site: 346
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SCSL - B0994
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Harrison Lilly Team
Owner/Operator

House Description

PRICE REDUCED!! MOTIVATED SELLER!! Must Sell! Charming single story split bedroom Florida cottage located in central area of Panama City. This 3 bedroom, 2 bath home provides 1558 sq ft of generous space to move about. The Living room area is very spacious and features wood burning fireplace. The Executive Kitchen is equipped with gas range and refrigerator. Just off the kitchen is large 11x14 dining area. Foyer area would be ideal for small office/work station. Large walk in closets. The entry into the home features a walk ramp, and there is a huge back deck ideal for entertaining & the weekend BBQ's. Two sheds! Could be turned into Man Caves! Two separate water heaters. All windows replaced after hurricane Michael. Metal roof- installed 2014. Custom window treatments. Centrally located in Bay County. Close to Tyndall AFB as well as multiple health organizations. Half mile to Spring Ave walking park. Shopping and schools are within 5 minute drive. Call for your showing today!!

Highlights

Listed by Laird L Hitchcock , 850-866-2158 Hitchcock Real Estate LLC , 850-481-0095. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.23

Year Built

1944

County

Bay

Area

02 - Bay County - Central

Neighborhood

St. Andrews Bay Dev. Co.

Listing ID

780811

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Electric Oven, Gas Cooktop, Gas Range, Gas Water Heater
Air Cond:Central Air
Fireplaces:
Other:
  • ▪ Additional:Main Level Primary

Exterior Features

Lot:Paved
Lot Dimensions:100x100
Zoning:Resid Single Family
Roof:Metal
Others:
  • ▪ Additional:Deck, Patio
Sewer:Public Sewer
Principal Interest
$1,282
Taxes
$156

Home Price

$232,100

Loan Details

30 yrs
7.374%

Down Payment

20%
$46,420
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,282.32

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,282.32 $156.00 $0.00 $1,438.32
Yearly $15,387.83 $1,872.00 $0.00 $17,259.83
Total $461,634.86 $56,160.00 $0.00 $517,794.86

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:07:44.000Z

© 2026 Bay County Association of REALTORS