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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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130 E Baldwin Rd , Panama City, FL 32405
$799,000
Est. Payment: $4,414.36/mo
3683 Sqft
1.18 Acres
Status: Active | Days on site: 8
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BSTG - B4672
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Harrison Lilly Team
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House Description

Remarks: Welcome to the up and coming 130 E Baldwin Road. In recent times many offices, rentals, and even Dollar General have set up shop in this section of Baldwin Road. Currently per FDOT, approximately 17,700 cars pass through this section daily. The property features 1.18 acres per the Bay County Property Appraiser. On said, 1.18 acres, there is a 4 bedroom/3.5 bath house with 3,342 square feet. It is currently zoned C-2 and has the potential for many uses such as certain office space, pharmacies, bed and breakfast, gas station, and more. Come see the potential. Come see this property today!
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Highlights

Listed by Olivier Monod , 850-899-7999 Anchor Realty Florida , 850-899-7999. Bay County Association of REALTORS

Property Type

Commercial Sale
Lot/Acreage
1.18

Year Built

1974

County

Bay

Area

02 - Bay County - Central

 Neighborhood

St. Andrews Bay Dev. Co.

Listing ID

796015

Questions about this listing?

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Interior Features

Exterior Features
Principal Interest
$4,414
Taxes
$509

Home Price

$799,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$159,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,414.36

Principal

Taxes

Principal Taxes HOA Total
Monthly $4,414.36 $509.36 $0.00 $4,923.72
Yearly $52,972.32 $6,112.35 $0.00 $59,084.67
Total $1,589,169.57 $183,370.50 $0.00 $1,772,540.07

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T05:07:46.000Z

© 2026 Bay County Association of REALTORS