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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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2928 State Ave , Panama City, FL 32405
$379,900
Est. Payment: $2,098.89/mo
3 Bed
2 Bath
2168 Sqft
0.55 Acres
Status: Active | Days on site: 11
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Harrison Lilly Team
Owner/Operator

House Description

INGROUND POOL • DETACHED GARAGE • 1/2 ACRE • CENTRAL LOCATION - Enjoy the comfort and convenience of this recently refreshed 3-bedroom, 2-bath home, with inviting spaces for everyday living, relaxing, and entertaining. Inside, the spacious family room features a fireplace, while the open kitchen and breakfast area create a natural gathering space. The kitchen has been updated with new cabinets, granite countertops, soft-close drawers, and stainless-steel appliances. A second living area or dining room and a separate office provide added flexibility to fit your needs. Fresh interior paint, new LVP flooring, and recent updates throughout give the home a clean, move-in-ready feel. Outside, the inground pool is ready for warm days and backyard entertaining. The large, fenced backyard features a double gate, while the nearly 600-square-foot detached garage provides excellent space for parking, storage, hobbies, or a workshop. A courtyard-style area between the garage, front entrance, and primary bedroom adds character and creates an inviting outdoor space. Additional features include a metal roof, Hardie siding, recent exterior paint, and an XL front and back yard. Conveniently located near schools, shopping, restaurants, and everyday amenities, this home is fresh, updated, and ready for its new owner. Call today for a private preview.

Highlights

Listed by Kelli White Garrett , 850-819-6423 CENTURY 21 Commander Realty , 850-769-8326. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.55

Year Built

1978

County

Bay

Area

02 - Bay County - Central

Neighborhood

St A B Dev Co

Listing ID

795883

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Electric Oven, Electric Range, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Floor:Plank,Vinyl
Other:
  • ▪ Additional:Main Level Primary, Walk-In Closet(s)

Exterior Features

Lot:Paved
Lot Dimensions:120x200
Roof:Metal
Others:
  • ▪ Additional:Patio
Principal Interest
$2,099
Taxes
$251

Home Price

$379,900

Loan Details

30 yrs
7.374%

Down Payment

20%
$75,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,098.89

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,098.89 $251.10 $0.00 $2,350.00
Yearly $25,186.71 $3,013.25 $0.00 $28,199.96
Total $755,601.40 $90,397.50 $0.00 $845,998.90

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T05:07:46.000Z

© 2026 Bay County Association of REALTORS