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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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2742 E Highway 390 , Panama City, FL 32405
$749,499
Est. Payment: $4,140.87/mo
4 Bed
3 Bath
3137 Sqft
1.14 Acres
Status: Active | Days on site: 11
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ETHI - E32290
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Harrison Lilly Team
Owner/Operator

House Description

Spacious 4-bedroom, 3-bath home offering over 3,137 square feet of living space on approximately 1.14 acres with a peaceful pond view. With generous room sizes and a flexible floor plan, this home offers plenty of space to spread out, create a dedicated home office, or accommodate a variety of living needs. The main living area features a fireplace, while the well-appointed kitchen includes a double wall oven, U-shaped island, and abundant cabinet storage. A low-maintenance metal roof adds to the home's appeal. Step outside to a beautifully enclosed backyard featuring white vinyl privacy fencing and plenty of space for outdoor enjoyment. An expansive covered back patio provides an ideal setting for entertaining, dining, or simply relaxing, while a second, smaller covered area offers a peaceful spot to sit and enjoy the pond view. Together, the indoor and outdoor living areas provide exceptional space for entertaining and everyday enjoyment. An attached two-car garage with an additional attached utility garage provides plenty of room for vehicles and storage, while the oversized concrete parking area offers ample space for several additional vehicles. The home is serviced by a private well and septic system. Public sewer is available roadside. Adding to the property's versatility, the current zoning is C-1 Neighborhood Commercial with a Future Land Use designation of General Commercial (GENCOM). See commercial MLS for more info. Buyer to verify zoning, Future Land Use designation, utility availability, and permitted uses with the appropriate governmental authorities. If measurements deemed important, please verify.

Highlights

Listed by Tina Lamonica , 850-832-7162 Think Real Estate , 850-270-4200. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
1.14

Year Built

1990

County

Bay

Area

27 - Bay County

Neighborhood

St A B Dev Co

Listing ID

1011849

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Water Heater - Elect
Air Cond:Central Air
Fireplaces:
Floor:Floor Tile,Floor Vinyl
Water:Well

Exterior Features

Lot Dimensions:136 x 364
Others:
  • ▪ Additional:Porch, Fenced Privacy
Sewer:Septic Tank
Parking Features:Oversized,See Remarks
Principal Interest
$4,141
Taxes
$283

Home Price

$749,499

Loan Details

30 yrs
7.374%

Down Payment

20%
$149,900
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,140.87

Principal

Taxes

Principal Taxes HOA Total
Monthly $4,140.87 $283.45 $0.00 $4,424.32
Yearly $49,690.49 $3,401.34 $0.00 $53,091.83
Total $1,490,714.65 $102,040.20 $0.00 $1,592,754.85

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T06:31:40.000Z

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