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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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3205 E 2nd Pl , Panama City, FL 32401
$165,000
Est. Payment: $836.85/mo
3 Bed
2 Bath
902 Sqft
Status: active | Days on site: 131
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Recently repositioned to a highly competitive price, this newly completed duplex unit offers exceptional value for both investors and first-time homebuyers. Price reflects one individual unit (one side of the duplex). Each unit has its own separate parcel, utilities, and individual ownership structure. Featuring 2 bedrooms, 2 bathrooms, plus a flexible bonus room ideal for an office, nursery, guest room, or small bedroom. Originally designed and built with long-term durability and low maintenance in mind, this property incorporates quality materials and construction standards well suited for both owner-occupants and rental investment purposes. Construction features include 2x6 exterior walls, 9-foot ceilings, and double-insulated 8-inch dividing walls for enhanced durability, energy efficiency, and sound reduction. Interior finishes include waterproof 12-mil LVP flooring, quartz countertops, plywood cabinetry, and modern fixtures throughout. The property also features a fully sodded yard and a concrete driveway with parking for 2 vehicles. Conveniently located near Tyndall AFB, shopping, schools, restaurants, and the beaches. All four units have recently entered the market. Contact listing agent for current availability and potential multi-unit purchase opportunities. Seller is motivated and willing to consider buyer incentives.

Highlights

Listed by Patricia Rodrigues Alves , 850-955-9696 CostaBella Real Estate, LLC , 850-276-9788. Bay County Association of REALTORS

Property Type

Condo/Townhome

Lot/Acreage
0.07

Year Built

2026

County

Bay

Area

02 - Bay County - Central

Neighborhood

Springfield

Listing ID

788044

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Electric Cooktop
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:

Exterior Features

Lot Dimensions:87.70x34.74
Sewer:Public Sewer
Principal Interest
$837
Taxes
$105

Home Price

$165,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$33,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$836.85

Principal

Taxes

Principal Taxes HOA Total
Monthly $836.85 $105.19 $0.00 $942.04
Yearly $10,042.19 $1,262.25 $0.00 $11,304.44
Total $301,265.59 $37,867.50 $0.00 $339,133.09

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS