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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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17739 Front Beach Road 1206w , Panama City, FL 32413
$489,998
Est. Payment: $2,707.17/mo
2 Bed
2 Bath
1074 Sqft
Status: Active | Days on site: 8
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Harrison Lilly Team
Owner/Operator

House Description

The best beach condos make things easy. This one is right on the beach, already furnished and set up for guests, and ready to be enjoyed from the moment you walk through the door. Add an expansive private waterfront balcony, a gulf-front master suite, and a comfortable, thoughtfully decorated interior, and the hard part is deciding whether to spend the day at the beach, by the pool, or right here. The bright 2BR/2BA+BUNKS condo makes good use of its space, with 9' ceilings and broad glass sliding doors opening to the balcony that bring in plenty of natural light and give the interior an airy, open feel. Tile flooring throughout keeps things durable, easy to maintain, and simple to clean after days at the beach, with no carpet to worry about. The kitchen features upgraded white cabinetry, granite countertops, and stainless steel appliances, while both baths continue the same upgraded cabinetry and granite finishes. A separate laundry room with washer and dryer adds everyday convenience, and the water heater was replaced in 2024. The gulf-front primary suite puts the water in view from the moment you wake up, with a king bed creating a comfortable retreat at the end of the day. The guest bedroom features two twin bunk beds, while a sofa sleeper in the living room brings the total sleeping capacity to eight. Both bedrooms have been upgraded with wood-look tile, adding a fresh, cohesive finish to the sleeping spaces. Outside your door, Splash Resort puts more than 400' of beach frontage and a long list of amenities at your disposal. The beachfront water park features waterslides and a lazy river, while an adult pool and hot tub offer a quieter place to unwind. There is also a fitness center, arcade, dive-in movies, poolside bar and grill, coffee shop, BBQ area, covered parking, beach shop, and seasonal watersport rentals. The HOA is well managed with strong reserves, and revenue from on-site amenities helps offset operating costs for owners. The west end of Panama City Beach adds another advantage, offering a more relaxed beachfront setting while keeping you close to everything else. Pier Park, restaurants, shopping, and entertainment are just minutes away, Alvin's Island is directly across the street, and 30A is a short drive. Sold fully furnished, this unit gives you the flexibility to enjoy it as your own Panama City Beach vacation home, share it with family and friends, or use it as a vacation rental. Schedule your private viewing and see it for yourself.

Highlights

Listed by Craig Duran , 850-290-0417 Berkshire Hathaway HomeServices Beach Properties of Florida , 850-252-4160. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

2200 Quarterly

Year Built

2006

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Splash Condo

Listing ID

796003

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Washer/Dryer Stacked, Electric Oven, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • ▪ Additional:Main Level Primary

Exterior Features

Lot Dimensions:Condo
Sewer:Public Sewer
Principal Interest
$2,707
Taxes
$469
HOA
$2,200

Home Price

$489,998

Loan Details

30 yrs
7.374%

Down Payment

20%
$98,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,707.17

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,707.17 $468.93 $2,200.00 $5,376.09
Yearly $32,486.02 $5,627.11 $26,400.00 $64,513.13
Total $974,580.61 $168,813.30 $792,000.00 $1,935,393.91

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:07:44.000Z

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