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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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31 4s 14w 14w , Panama City, FL 32408
$53,900
Est. Payment: $273.37/mo
0 Bed
0 Bath
0 Sqft
Status: active | Days on site: 67
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Shell Island!!! Great bragging rights and privacy as well as access overnight to your own little piece of Shell Island Only a few lots are privately owned on Shell Island Great opportunity to say you own Shell Island....well... a little piece of it. This vacant lot offers the perfect setting for those seeking privacy, natural beauty, and direct access to the stunning waters of the Gulf. Accessible by boat, the property provides a unique island lifestyle ideal for recreation or a private getaway, camping, pull up your boat...YOU OWN IT or whatever is left of it bc the survey is old. the seller bought it for bragging rights and private get away an investment in one of Florida's most sought-after coastal locations, this Shell Island lot is a must-see. Seller can assist with arrangements for accessing the property. County says you can build on it but the seller is selling it as a novelty camping paradise. buyer must do his own research if he intends to build. Realtors!!! I have off market great listings including a bay front lot for 179k w some owner financing possible also Freeport home w acreage and owner financing opportunities on 3 acres 6200 sq feet

Highlights

Listed by Edmond Zlotea , 850-960-2575 The Premier Property Group , 850-213-5000. Bay County Association of REALTORS

Property Type

Vacant Land

Lot/Acreage
0.12

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Spanish Ante

Listing ID

791160

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:0
  • Bathrooms:0
  • Full Bathrooms:

Exterior Features

Lot Dimensions:49.8 X 105.1 X 50.24 X 104.8
Principal Interest
$273
Taxes
$6

Home Price

$53,900

Loan Details

30 yrs
6.529%

Down Payment

20%
$10,780
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$273.37

Principal

Taxes

Principal Taxes HOA Total
Monthly $273.37 $6.19 $0.00 $279.56
Yearly $3,280.45 $74.24 $0.00 $3,354.69
Total $98,413.43 $2,227.20 $0.00 $100,640.63

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS