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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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7124 Singleton Circle B , Panama City, FL 32404
$179,900
Est. Payment: $993.92/mo
3 Bed
3 Bath
1985 Sqft
0.12 Acres
Status: Pending | Days on site: 1
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DWADE - B10640,B10640
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Harrison Lilly Team
Owner/Operator

House Description

Looking for your extremely affordable waterfront slice of paradise to park your boat with deep water access that leads to the gulf? Look no further! This home boasts plenty of living space at nearly 1700 square feet of heated space and waterfront access all without the hassles that come with a single family home. The grounds are maintained for you. With a roomy 2 car garage, you will have space to store your cars and tools and with a shared dock, you'll have a place to park your boat or water toys. Overflow parking is also on sight at no extra charge. The stone fireplace makes for cozy nights in the winter. This home needs some updating and TLC, but with a newer metal roof and sturdy concrete exterior, you know you are structurally sound while improving the interior of the home. And for those looking to earn sweat equity while living in the home, opportunities like these don't come along often.

Highlights

Listed by Andrea D Owens , 850-247-2107 Dalton Wade Inc , 888-668-8283. Bay County Association of REALTORS

Property Type

Condo/Townhome

Lot/Acreage
0.12

HOA Fee

1000 Annually

Year Built

1985

County

Bay

Area

05 - Bay County - East

Neighborhood

Singleton Harbor Estates

Listing ID

794730

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1

Exterior Features

Lot Dimensions:33.0 ft x 167.0 ft
Others:
  • ▪ Additional:Dock
Sewer:Public Sewer
Principal Interest
$994
Taxes
$244
HOA
$1,000

Home Price

$179,900

Loan Details

30 yrs
7.374%

Down Payment

20%
$35,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$993.92

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $993.92 $243.55 $1,000.00 $2,237.47
Yearly $11,927.06 $2,922.63 $12,000.00 $26,849.69
Total $357,811.77 $87,678.90 $360,000.00 $805,490.67

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T02:14:18.000Z

© 2026 Bay County Association of REALTORS