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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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7006 Messer Rd , Panama City, FL 32404
$349,900
Est. Payment: $1,933.15/mo
3 Bed
2 Bath
1989 Sqft
1.9 Acres
Status: Active | Days on site: 82
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Harrison Lilly Team
Owner/Operator

House Description

POOL HOME ON 2 ACRES WITH NO HOA! If you've been searching for the perfect combination of privacy, space, and convenience, this all-brick 3-bedroom, 2-bath home is ready to welcome you home. Located just off Highway 231 in Panama City, this move-in-ready property offers peaceful country living while remaining just minutes from shopping, dining, schools, and a short drive to Tyndall Air Force Base and the beautiful Gulf Coast beaches. Inside, you'll find a warm and inviting floor plan featuring fresh interior paint, luxury vinyl plank flooring, a welcoming foyer with a coat closet, and a spacious living room showcasing beautiful wood-beamed ceilings and a cozy wood-burning fireplace. The kitchen offers stainless steel appliances, a breakfast nook perfect for casual dining, and easy access to the adjoining air-conditioned sunroom, providing additional year-round living space ideal for relaxing, entertaining, or enjoying views of the backyard. The home also features a separate laundry room, two linen closets, a tiled shower/tub combination, and a functional primary suite with a large walk-in closet. Step outside to your own private backyard oasis featuring a large in-ground gunite pool, a covered screened patio, and a privacy fence surrounding the backyard, creating the perfect setting for entertaining or enjoying quiet evenings at home. The pool is professionally maintained by Tropical Pools & Spas, making ownership simple and convenient. With two acres of land, there's plenty of room for all your hobbies, equipment, and outdoor toys. Two concrete parking pads provide ample space for RVs, boats, trailers, or additional vehicles, with one pad already equipped with electricity. A storage shed offers even more space for tools and lawn equipment. This home also provides peace of mind with a brand-new septic system, a roof approximately six years old, an HVAC system approximately six years old, and a private well. Whether you're looking for a pool home, acreage, RV parking, boat parking, no HOA restrictions, or simply more room to spread out while staying close to town, this property checks all the boxes and offers the lifestyle you've been searching for.

Highlights

Listed by Beth Mulvey , 256-566-5482 Beach House Sales and Development , 256-566-5482. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
1.9

Year Built

1978

County

Bay

Area

04 - Bay County - North

Neighborhood

Simmons

Listing ID

792253

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Electric Cooktop, Electric Oven, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s),Heat Pump
Fireplaces:
Floor:Plank,Vinyl
Other:
  • ▪ Additional:Main Level Primary, Tub Shower

Exterior Features

Lot Dimensions:200.0 ft x 413.0 ft
Roof:Composition,Shingle
Others:
  • ▪ Additional:Deck, Patio, Porch
Parking Features:RV Access/Parking
Principal Interest
$1,933
Taxes
$223

Home Price

$349,900

Loan Details

30 yrs
7.374%

Down Payment

20%
$69,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,933.15

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,933.15 $223.06 $0.00 $2,156.21
Yearly $23,197.77 $2,676.74 $0.00 $25,874.50
Total $695,932.96 $80,302.05 $0.00 $776,235.01

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:26:25.000Z

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