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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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Listing 790808 , Panama City, FL 32409
$35,000
Est. Payment: $177.51/mo
0 Bed
0 Bath
0 Sqft
Status: active | Days on site: 34
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Discover the opportunity to build your dream home on this waterfront residential lot in the peaceful Southport area. Positioned along a creek that flows directly into Deer Point Lake, this property offers a unique setting where nature, recreation, and waterfront living come together. Enjoy the sights and sounds of the water right from your backyard, with easy access to one of Bay County's most treasured freshwater destinations. Deer Point Lake spans thousands of acres and is well known for boating, kayaking, canoeing, paddleboarding, fishing, and wildlife viewing. The creek frontage provides a scenic backdrop while creating a direct connection to the expansive waters of the lake. Whether you're looking for a private homesite, a weekend retreat, or a place to enjoy Florida's outdoor lifestyle year-round, this property delivers a rare opportunity to own waterfront land with access to Deer Point Lake's vast network of waterways. Spend your days fishing for bass, bream, and crappie, exploring the shoreline by kayak, or simply relaxing while taking in the natural beauty that surrounds you. Conveniently located just a short drive from Panama City, Lynn Haven, schools, shopping, and dining, this waterfront property offers the perfect balance of privacy and accessibility. Build the home you've always envisioned and enjoy the waterfront lifestyle that makes this area so special.

Highlights

Listed by Jamie A Kitzmiller , 850-394-7491 Think Real Estate , 850-270-4200. Bay County Association of REALTORS

Property Type

Vacant Land

Lot/Acreage
0.2

County

Bay

Area

04 - Bay County - North

Neighborhood

Silver Nail Heights

Listing ID

790808

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:0
  • Bathrooms:0
  • Full Bathrooms:

Exterior Features

Lot:Paved
Lot Dimensions:70x128x64x132
Zoning:Resid Single Family, Unrestricted
Principal Interest
$178
Taxes
$94

Home Price

$35,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$7,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$177.51

Principal

Taxes

Principal Taxes HOA Total
Monthly $177.51 $93.50 $0.00 $271.01
Yearly $2,130.16 $1,122.00 $0.00 $3,252.16
Total $63,904.82 $33,660.00 $0.00 $97,564.82

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS