Agent profile image in chat bubble
Agent profile image in chat header

Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

Agent profile image in message

9900 S Thomas Dr Unit 1905 , Panama City, FL 32408
$285,000
Est. Payment: $1,445.47/mo
0 Bed
1 Bath
473 Sqft
Status: active | Days on site: 128
Get Pre-Qualified
VCR-C15903466 - VCR-C159091383,VCR-C159052275

By providing your number, you are expressly consenting, in writing, to receive telemarketing and other messages, including calls or texts at the number you provided above. This consent is not required to purchase any good or service. Message and data rates may apply. Text STOP to cancel.

This site is protected by reCAPTCHA and the GooglePrivacy Policy and Terms of Service apply.

Agent profile image
Harrison Lilly
Owner/Operator

House Description

This updated beachfront condo offers a smart and efficient layout with designated living, dining, and kitchen areas that maximize every square foot. Large sliding glass doors open to an oversized private balcony overlooking the Gulf Coast, where you can enjoy breathtaking coastal views and the soothing sound of waves from the 19th floor. Look below and take in views of the resort-style pool featuring tiki huts, a zero-entry design, palm trees, and plenty of lounge space. A private dock provides quick access over the white sand, placing your toes directly in the emerald waters. Additional amenities include an indoor pool, spa, fitness center, and high-level security with a private parking garage. The Shores of Panama complex is nearing completion of a cosmetic face-lift, adding future value to each unit. This property is ideal as a short- or long-term rental, primary residence, or second home for those seeking relaxation with flexibility. Sitting within a short distance to the pier, popular local restaurants, and everyday conveniences, this condo has proven to be a lucrative investment!

Highlights

Listed by KELLY Sipes , 850-420-1959 Bastion Realty LLC , 850-420-1959. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

Year Built

2007

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Shores Of Panama

Listing ID

784020

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:0
  • Bathrooms:1
  • Full Bathrooms:1

Exterior Features

Lot Dimensions:.
Sewer:Public Sewer
Principal Interest
$1,445
Taxes
$253
HOA
$0

Home Price

$285,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$57,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,445.47

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,445.47 $253.17 $0.00 $1,698.63
Yearly $17,345.59 $3,038.00 $0.00 $20,383.59
Total $520,367.84 $91,140.00 $0.00 $611,507.84

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Aug 2026

Average Price

All Price Ranges
N/A
Aug 2026

Average Days on Market

All Price Ranges
N/A
Aug 2026
Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS