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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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9900 S Thomas Dr Unit 1612 , Panama City, FL 32408
$349,900
Est. Payment: $1,774.63/mo
2 Bed
2 Bath
907 Sqft
Status: active | Days on site: 20
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

CENTERED GULF VIEWS • DEEDED PARKING • GULF-FRONT PRIMARY SUITE • $35k IN RENTAL REVENUE (PREVIOUS 12 MONTHS) Experience the best of Gulf-front living in Shores of Panama Unit 1612. Located on the 16th floor and perfectly centered within the resort, this highly sought-after Type C floor plan offers an oversized balcony with stunning, unobstructed views of the emerald Gulf of Mexico, sugar-white sand beaches, and the resort's signature tropical lagoon-style pool. This beautifully appointed 2-bedroom, 2-bath condominium combines an exceptional layout with one of the most desirable vantage points in the resort. The previous 12 months produced $35,000 in rental revenue, making this an excellent opportunity for buyers seeking both personal enjoyment and income potential. The spacious Gulf-front primary suite features balcony access, stunning water views, and a private ensuite bath. The second bedroom is a private bunk room conveniently located beside the second full bathroom, while the sleeper sofa allows the condo to comfortably accommodate up to six guests. The open living, dining, and kitchen area was designed to maximize the incredible views, creating a bright, inviting space for relaxing or entertaining. Step onto your private balcony to enjoy spectacular sunrises, unforgettable sunsets, and panoramic views of the Gulf and resort below. A deeded parking space provides a valuable convenience that owners and guests appreciate, without the hassle of searching for an available open parking spot. Shores of Panama is one of Panama City Beach's premier Gulf-front resorts, offering an expansive lagoon-style pool with zero-entry entry, tropical landscaping, waterfalls, fountains, hot tubs, private beach access, an indoor heated pool, fitness center, sauna, seasonal Tiki bar, and resort-style amenities that continue to make it one of the area's most sought-after vacation destinations. Conveniently located in the heart of Panama City Beach, the resort sits adjacent to Pineapple Willy's and is just minutes from shopping, restaurants, entertainment, and family attractions including Laketown Wharf, Ripley's Believe It or Not!, WonderWorks, Shipwreck Island Waterpark, Topgolf, Dolly Parton's Pirates Voyage Dinner & Show, McGuire's Irish Pub, and more. Whether you're searching for a beachfront getaway, a primary or second home, or a proven vacation rental investment, Unit 1612 offers an outstanding opportunity to own one of Shores of Panama's most popular floor plans. All information is believed to be accurate but should be verified by buyers if important.

Highlights

Listed by Carla D Singleton , 931-797-3884 Ohana Real Estate Services , 850-238-2376. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

3491.71 Quarterly

Year Built

2007

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Shores Of Panama

Listing ID

793385

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:2
  • Full Bathrooms:2
Other:
  • Additional:Main Level Primary

Exterior Features

Lot Dimensions:0x0
Sewer:Public Sewer
Principal Interest
$1,775
Taxes
$223
HOA
$3,492

Home Price

$349,900

Loan Details

30 yrs
6.529%

Down Payment

20%
$69,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,774.63

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,774.63 $223.06 $3,491.71 $5,489.40
Yearly $21,295.52 $2,676.74 $41,900.52 $65,872.78
Total $638,865.64 $80,302.05 $1,257,015.60 $1,976,183.29

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

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