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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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9900 S Thomas Dr Unit 1418 , Panama City, FL 32408
$489,999
Est. Payment: $2,707.17/mo
2 Bed
3 Bath
1066 Sqft
Status: Active | Days on site: 5
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BBBI - B11267,B12122
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Harrison Lilly Team
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House Description

Start your mornings with Gulf views and coffee on your private balcony, then spend the day on the beach or beside the lagoon-style pool. This updated Gulf-front condo at Shores of Panama in Panama City Beach offers 2 bedrooms, an enclosed bunk room, and 2.5 baths. Fully furnished and rental-ready, it features an upgraded kitchen, a primary suite, and an open living area with balcony access. A full-size washer and dryer, deeded second-floor parking space, and storage unit add convenience. Enjoy direct beach access, indoor and outdoor pools, hot tubs, a fitness center, and poolside tiki bars, with dining, shopping, and entertainment nearby. Your beachfront getaway, vacation home, or investment opportunity awaits--schedule a showing today!
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Highlights

Listed by Amy L Killian , 850-381-5249 and Katelyn Dimond , 404-338-0822 Beachy Beach Real Estate , 850-233-4351. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

3824.17 Quarterly

Year Built

2007

County

Bay

Area

03 - Bay County - Beach

 Neighborhood

Shores Of Panama

Listing ID

795831

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Washer/Dryer Stacked, Electric Range, Electric Water Heater
Air Cond:Central Air
Fireplaces:

Exterior Features

Lot Dimensions:0x0
Principal Interest
$2,707
Taxes
$401
HOA
$3,824

Home Price

$489,999

Loan Details

30 yrs
7.374%

Down Payment

20%
$98,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,707.17

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,707.17 $400.83 $3,824.17 $6,932.17
Yearly $32,486.09 $4,809.90 $45,890.04 $83,186.03
Total $974,582.60 $144,297.00 $1,376,701.20 $2,495,580.80

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T05:07:46.000Z

© 2026 Bay County Association of REALTORS