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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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9900 S Thomas Dr Unit 1411 , Panama City, FL 32408
$329,000
Est. Payment: $1,668.63/mo
1 Bed
2 Bath
907 Sqft
Status: active | Days on site: 55
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Now is your chance to own a slice of paradise in the highly sought-after Shores of Panama resort. This immaculate, rental-ready ''C'' floor plan features 1 bedroom, 2 full baths, and a private bunk room--comfortably sleeping up to 6 guests. Designed to impress, the condo boasts a Gulf-facing primary suite and a large balcony overlooking the spectacular lagoon-style pool. Offered fully furnished with tasteful, pristine decor, this turnkey property is ready to generate income or serve as your personal beach getaway from day one. Bonus: This unit includes a highly coveted deeded parking space. Unmatched Resort-Style Amenities Include: Massive 14,000+ sq. ft. lagoon pool & hot tub, Heated indoor pool and hot tub for year-round enjoyment, On-site tiki bars & dining. Prime beachfront access right on the Gulf. Don't miss out on this incredible investment or vacation home--schedule your showing today! Seller offering to Pay remaining 2026 Dues with acceptable offer.

Highlights

Listed by Stacey Hagin , 678-449-4759 Gulf Life Real Estate Inc , 850-699-1996. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

3491.71 Quarterly

Year Built

2007

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Shores Of Panama

Listing ID

791282

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:1
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Washer/Dryer Stacked, Electric Oven, Electric Water Heater
Air Cond:Central Air
Fireplaces:
Other:
  • Additional:Main Level Primary, Tub Shower

Exterior Features

Lot Dimensions:0 x 0
Zoning:Resid Multi-Family
Sewer:Public Sewer
Principal Interest
$1,669
Taxes
$308
HOA
$3,492

Home Price

$329,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$65,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,668.63

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,668.63 $308.33 $3,491.71 $5,468.67
Yearly $20,023.51 $3,700.00 $41,900.52 $65,624.03
Total $600,705.33 $111,000.00 $1,257,015.60 $1,968,720.93

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS