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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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9900 S Thomas Dr Unit 2325 , Panama City, FL 32408
$355,000
Est. Payment: $1,800.49/mo
1 Bed
2 Bath
936 Sqft
Status: active | Days on site: 211
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

OWNER FINANCING AVAILABLE ASK FOR TERMS! The views from this 23rd floor condo are majestic! When you reach your front door, the eastern views pull you in. It's hard to go inside! Balcony views give you Westerly and South Gulf Views and fabulous views of the dynamic pool area. This Top Floor Penthouse unit sleeps 6 and has one full bedroom and bath, bunk room and bath, spacious living room/dining area and modern kitchen. Kitchen has granite countertops, stainless steel appliances, updated cabinets and is fully stocked for the upcoming rental season. Also comes Fully Furnished so turnkey ready to go! Lush Landscaping, Dolphin Fountains and pool space galore! Shores of Panama is a 23 story Tuscany style condominium. The complex offers amenities including around 500' feet of Gulf frontage, 14k square foot Gulf-side, zero entry gulf side pool, hot tub, heated indoor pool & hot tub, covered on-site parking garage, fitness center, two full-service bars serving lunch and dinner, beach events and rental services, high-speed internet access, and more! Buyer and Buyers agent to verify all dimensions and anything deemed important.

Highlights

Listed by Paul T LaCourse , 850-293-5389 Anchor Realty Florida , 850-899-7999. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

Year Built

2007

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Shores Of Panama Phase II

Listing ID

782942

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:1
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Washer/Dryer Stacked, Electric Range
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:

Exterior Features

Lot:Paved
Lot Dimensions:00x00
Zoning:Resid Multi-Family
Roof:Flat
Sewer:Public Sewer
Parking Features:Additional Parking,Electric Gate
Principal Interest
$1,800
Taxes
$347
HOA
$0

Home Price

$355,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$71,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,800.49

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,800.49 $347.00 $0.00 $2,147.49
Yearly $21,605.92 $4,164.00 $0.00 $25,769.92
Total $648,177.49 $124,920.00 $0.00 $773,097.49

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS