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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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9900 S Thomas Dr Unit 612 , Panama City, FL 32408
$348,900
Est. Payment: $1,769.55/mo
1 Bed
2 Bath
907 Sqft
Status: active | Days on site: 75
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Experience coastal living at its finest in this beautifully appointed 1-bedroom, 2-bathroom condo located on the 6th floor of the highly sought-after Shores of Panama Resort in Panama City Beach. Showcasing breathtaking Gulf views through expansive floor-to-ceiling windows, this stylish residence blends timeless beach décor with comfortable, high-end furnishings for a warm and inviting coastal retreat. The open-concept living area features a sleeper sofa, flat-screen television, and direct access to a spacious private balcony overlooking the world's most beautiful beaches. The fully equipped kitchen offers everything needed for preparing meals at home, while the generous dining space provides plenty of room to gather with family and friends. The primary bedroom features a king-sized bed and private bath with a tub/shower combination. A hallway bunk area with twin bunks provides additional sleeping accommodations, and a second full bathroom adds convenience for guests. This thoughtfully designed condo comfortably sleeps up to 6 guests and includes a washer and dryer, high-speed internet, cable, and a reserved parking space conveniently located on the same floor. Shores of Panama is one of Panama City Beach's most popular Gulf-front resort destinations, known for its impressive amenities and unbeatable location. Perfectly situated at the corner of South Thomas Drive and Front Beach Road, the resort places owners and guests within walking distance of restaurants, shopping, entertainment, and family-friendly attractions. Resort amenities include private beach access, a stunning lagoon-style Gulf-side pool with fountains, two tiki bars, a spacious pool deck with recreational features, Gulf-side hot tub, heated indoor pool and hot tub, fitness center, covered on-site parking, and complimentary high-speed internet. Whether you are searching for a personal beach getaway, vacation rental investment, or a turnkey coastal retreat, this Shores of Panama condo offers exceptional views, resort-style amenities, and a prime Panama City Beach location. **Age, dimensions and square footage are approximate. Buyer should verify if important.**

Highlights

Listed by Reggie Johns , 850-381-8118 Portfolio Real Estate and Management Group , 850-588-8897. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

3491.71 Quarterly

Year Built

2007

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Shores Of Panama Phase I

Listing ID

790916

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:1
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Ice Maker
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • Additional:Main Level Primary

Exterior Features

Lot Dimensions:N/A
Sewer:Public Sewer
Principal Interest
$1,770
Taxes
$318
HOA
$3,492

Home Price

$348,900

Loan Details

30 yrs
6.529%

Down Payment

20%
$69,780
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,769.55

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,769.55 $318.42 $3,491.71 $5,579.68
Yearly $21,234.66 $3,821.00 $41,900.52 $66,956.18
Total $637,039.79 $114,630.00 $1,257,015.60 $2,008,685.39

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS