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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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3106 W 21st Ct , Panama City, FL 32405
$198,900
Est. Payment: $1,008.78/mo
3 Bed
1 Bath
1142 Sqft
Status: active | Days on site: 86
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
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House Description

Discover comfort and convenience in this charming 3-bedroom, 1-bath home located in the heart of Panama City! This inviting property offers a functional layout with plenty of natural light and a cozy atmosphere throughout. The spacious sunroom provides the perfect spot for relaxing, entertaining, or creating a versatile bonus space to fit your needs. Step outside to enjoy the fully fenced backyard featuring an above-ground pool -- ideal for cooling off during warm Florida days -- along with a storage shed offering extra space for tools, lawn equipment, or hobbies. Whether you're a first-time homebuyer, investor, or simply looking for a home with great outdoor features, this property has plenty to offer. Conveniently located near schools, shopping, dining, and local amenities, this home combines comfort, value, and functionality in a great location. Contact your favoite Realtor and set up a showing today!
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Highlights

Listed by Daniel Hagen , 402-504-0401 LPT Realty LLC , 877-366-2213. Bay County Association of REALTORS

Property Type

Residential
Lot/Acreage
0.21

Year Built

1960

County

Bay

Area

02 - Bay County - Central

 Neighborhood

Sherwood Unit 2

Listing ID

790033

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:1
  • ▪ Full Bathrooms:1
Appliances:Electric Oven, Electric Range, Gas Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • ▪ Additional:Workshop

Exterior Features

Lot:Paved
Lot Dimensions:70 x 130
Zoning:Resid Single Family
Roof:Composition,Shingle
Others:
  • ▪ Additional:Patio
Sewer:Public Sewer
Principal Interest
$1,009
Taxes
$102

Home Price

$198,900

Loan Details

30 yrs
6.529%

Down Payment

20%
$39,780
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,008.78

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,008.78 $102.25 $0.00 $1,111.03
Yearly $12,105.40 $1,227.00 $0.00 $13,332.40
Total $363,161.98 $36,810.00 $0.00 $399,971.98

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS