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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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3101 W 21st Ct , Panama City, FL 32405
$195,000
Est. Payment: $989.00/mo
3 Bed
1 Bath
1104 Sqft
Status: active | Days on site: 497
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

ATTENTION BUYERS AND INVESTORS ALIKE! Are you searching for a property to add to your rental portfolio or the perfect place to call home? Look no further than this traditional home located in the charming Sherwood subdivision. Upon arrival, you'll immediately notice the spacious fenced in corner lot with ample parking and a shed in the back yard. This home boasts three bedrooms and one bathroom, and a bonus room, providing ample space for your enjoyment. But that's not all! You'll find ceramic tile throughout the main parts of the home and LVP in the bedrooms. A metal roof was completed in 2019 and new HVAC installed in 2023! The location of this home is truly ideal for any buyer. Within close proximity, you'll find a variety of shopping, dining, and entertainment options, including the historic St. Andrews and the nearby Gulf Coast State College and Florida State University. And let's not forget to add that you're just minutes from the beautiful sandy white beaches of the Gulf of Mexico! This home truly offers the best of both worlds - a peaceful retreat, yet still conveniently located near the hustle and bustle of city life. This property is priced to sell and already has a solid rental history! With a little bit of love and your finishing touches this house is ready to add to your investment portfolio or become your new dream home!

Highlights

Listed by Shannon R Cole , 850-238-1138 QUORA REALTY , 850-238-1138. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.3

Year Built

1960

County

Bay

Area

02 - Bay County - Central

Neighborhood

Sherwood Unit 2

Listing ID

767644

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:1
  • Full Bathrooms:1
Appliances:Electric Range
Air Cond:Central Air
Fireplaces:
Other:
  • Additional:Main Level Primary

Exterior Features

Lot Dimensions:100 X 131
Zoning:Resid Single Family
Sewer:Public Sewer
Principal Interest
$989
Taxes
$261

Home Price

$195,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$39,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$989.00

Principal

Taxes

Principal Taxes HOA Total
Monthly $989.00 $261.25 $0.00 $1,250.25
Yearly $11,868.04 $3,135.00 $0.00 $15,003.04
Total $356,041.15 $94,050.00 $0.00 $450,091.15

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS