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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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521 Kraft Ave , Panama City, FL 32401
$229,000
Est. Payment: $1,161.44/mo
3 Bed
2 Bath
1183 Sqft
Status: active | Days on site: 48
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

MOTIVATED SELLER -- BRING ALL OFFERS! This is the one everyone's been waiting for. 521 Kraft Ave delivers the perfect combination of modern design, flexibility, and investment potential in a brand-new 2026-built home right in the heart of Panama City Inside, you'll find a bright, open layout with durable Luxury Vinyl Plank flooring throughout completely carpet-free for easy maintenance and everyday living. The kitchen features sleek finishes, an electric cooktop and oven, a built-in ice maker, and a tankless water heater for added efficiency and convenience Whether you're searching for a primary residence, a second home, or an investment opportunity, this property gives you options. With NO HOA and the ability to be used as a short-term rental, you have the freedom to make it fit your needs Step outside to a fully fenced backyard--perfect for pets, weekend BBQs, entertaining friends, or simply enjoying your own private outdoor space The seller is motivated and ready to consider offers, making this an opportunity you won't want to miss. If you've been looking for a move-in-ready, newly built home in Panama City with flexibility and no added restrictions, this one deserves a spot on your list Schedule your private showing today and see everything 521 Kraft Ave has to offer

Highlights

Listed by Ramone C Silvera , 954-330-3095 Salty Marlin Realty , 850-615-2406. Emerald Coast Multiple Listing Services

Property Type

Residential

Year Built

2026

County

Bay

Area

27 - Bay County

Neighborhood

Shermans Addn

Listing ID

1005549

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Air Cond:Ceiling Fans
Fireplaces:

Exterior Features

Lot Dimensions:50x135
Zoning:Resid Single Family
Principal Interest
$1,161
Taxes
$146

Home Price

$229,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$45,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,161.44

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,161.44 $145.99 $0.00 $1,307.43
Yearly $13,937.34 $1,751.85 $0.00 $15,689.19
Total $418,120.13 $52,555.50 $0.00 $470,675.63

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:32:47.000Z

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