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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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7582 Kelsey Dr , Panama City, FL 32404
$299,000
Est. Payment: $1,516.47/mo
3 Bed
2 Bath
1425 Sqft
Status: active | Days on site: 20
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Welcome home to this brand-new construction in the desirable Shadow Bay Subdivision of Callaway! Offering 3 bedrooms, 2 bathrooms, and 1,425 square feet, this thoughtfully designed home combines modern finishes with an open, functional floor plan perfect for everyday living. Step inside to discover 9-foot ceilings, beautiful luxury vinyl plank flooring throughout the main living areas, abundant natural light, and a spacious open-concept living room that flows seamlessly into the kitchen. The kitchen features white shaker cabinetry, granite countertops, stainless steel appliances, a center island with additional storage, and ample cabinet space, making it ideal for both entertaining and daily life. The spacious primary suite offers privacy and comfort with an en-suite bath and generous closet space. Two additional bedrooms provide flexibility for family, guests, or a home office. Outside, enjoy the convenience of an enclosed storage shed, providing extra space for lawn equipment, tools, or hobbies. Conveniently located near Tyndall Air Force Base, shopping, restaurants, schools, and just a short drive to Panama City's beautiful beaches. Offered at $299,000. Schedule your private showing today!

Highlights

Listed by Zach Z Barnes , 850-381-2549 Coldwell Banker Realty , 850-234-6696. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.16

Year Built

2026

County

Bay

Area

02 - Bay County - Central

Neighborhood

Shadow Bay Unt 3 & 4

Listing ID

793396

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Electric Cooktop, Electric Oven, Electric Range, Ice Maker
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • Additional:Double Vanity, Main Level Primary, Walk-In Closet(s)

Exterior Features

Lot:Paved
Lot Dimensions:64.0 ft x 115.0 ft
Zoning:Resid Single Family
Roof:Asphalt
Parking Features:No Garage
Principal Interest
$1,516
Taxes
$39

Home Price

$299,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$59,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,516.47

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,516.47 $39.45 $0.00 $1,555.92
Yearly $18,197.66 $473.43 $0.00 $18,671.09
Total $545,929.77 $14,202.90 $0.00 $560,132.67

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS